Aktia Bank (FRA:2A41) Moat Score: 0/10 (As of Jul. 11, 2026)


FRA:2A41 Aktia Bank PLC FRA:2A41
56 GF Score
Price €10.92
GF Value €9.18
! 7 Warning Signs
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What is Aktia Bank Moat Score?

Aktia Bank has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Aktia Bank has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Aktia Bank might have No Moat - No discernible moat.

Aktia Bank  (FRA:2A41) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Aktia Bank Moat Score Related Terms

FRA:2A41
56GF Score
Aktia Bank PLC FRA:2A41
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Aktia Bank (FRA:2A41) Overvalued in 2026?

Based on GuruFocus' analysis, Aktia Bank stock appears to be overvalued. The current stock price of €10.92 is trading 19% above its estimated GF Value™ of €9.18.

Key valuation signals for FRA:2A41:

  • Moat Score: 0
  • GF Value™: €9.18 vs. price of €10.92 (19% above fair value)
  • GF Score™: 56/100 with 7 warning signs

No single metric tells the full story. See the FRA:2A41 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Aktia Bank Business Description

Other Exchanges 0QF8:UKAKTIA:Finland
Address Arkadiankatu 4-6 A, PO Box 207, Helsinki, FIN, 00101
Aktia Bank PLC operates in Finland and offers a broad range of financial services, including banking, asset management, and insurance. The vast majority of its customer base lives in the Helsinki metropolitan area, which accounts for most of its loan and deposit activities. It operates through business segments: banking business, which includes individual, corporate, and institutional customers; and asset management, which includes the firm's asset management business and life insurance arm and Group functions. The majority of revenue comes from the banking business segment.
56GF Score

Get the complete analysis for FRA:2A41

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€10.92
Price
€9.18
GF Value