ConnectOne Bancorp (FRA:CBM) Moat Score: 3/10 (As of Jul. 08, 2026)


FRA:CBM ConnectOne Bancorp Inc FRA:CBM
65 GF Score
Price €27.20
GF Value €24.57
Valuation Modestly Overvalued
! 5 Warning Signs
View Full Analysis

What is ConnectOne Bancorp Moat Score?

ConnectOne Bancorp FRA:CBM -2.86% 65 Moat Score is 3 as of Jul. 08, 2026. GuruFocus rates FRA:CBM with a GF Score™ of 65/100 and a GF Value™ of €24.57 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,610 Banks companies, ConnectOne Bancorp ranks better than 74.53% on this metric.

ConnectOne Bancorp has the Moat Score of 3, which implies that the company might have No Moat - Very weak/transient advantages.

ConnectOne Bancorp has No Moat: ConnectOne Bancorp Inc operates in a competitive banking industry with limited market share and no significant customer switching costs. The company lacks proprietary technology or strong brand strength, resulting in weak competitive advantages.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes ConnectOne Bancorp might have No Moat - Very weak/transient advantages.

ConnectOne Bancorp  (FRA:CBM) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

ConnectOne Bancorp Moat Score Related Terms

FRA:CBM vs BFC, BY, QCRH: Moat Score Comparison

For the Banks - Regional subindustry, ConnectOne Bancorp's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

ConnectOne Bancorp Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, ConnectOne Bancorp's Moat Score distribution charts can be found below:

* The bar in red indicates where ConnectOne Bancorp's Moat Score falls into.


FRA:CBM
65GF Score
ConnectOne Bancorp Inc FRA:CBM
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 3 mean?
ConnectOne Bancorp (FRA:CBM) has a Moat Score of 3 as of Jul. 08, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, ConnectOne Bancorp ranks #410 out of 1610 companies in the Banks industry, placing it in the top 25.5%.
Is ConnectOne Bancorp's Moat Score too high?
ConnectOne Bancorp's current Moat Score is 3. Based on the distribution chart, ConnectOne Bancorp ranks #410 out of 1610 companies in the Banks industry, which is above the industry midpoint. Overall, ConnectOne Bancorp has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ConnectOne Bancorp's Moat Score compare to BFC and BY?
According to the Banks industry distribution chart, ConnectOne Bancorp ranks #410 out of 1610 companies for Moat Score. This puts ConnectOne Bancorp in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. ConnectOne Bancorp's current Moat Score is 3. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ConnectOne Bancorp stock overvalued right now?
Based on GuruFocus' analysis, ConnectOne Bancorp (FRA:CBM) is currently considered Modestly Overvalued. The stock's GF Value™ is €24.57, compared to a current price of €27.20 — trading 10.7% above its estimated fair value. The current Moat Score is 3. ConnectOne Bancorp's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For ConnectOne Bancorp (FRA:CBM), the current Moat Score is 3 as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ConnectOne Bancorp (FRA:CBM) Overvalued in 2026?

Based on GuruFocus' analysis, ConnectOne Bancorp stock appears to be overvalued. The current stock price of €27.20 is trading 10.7% above its estimated GF Value™ of €24.57. GuruFocus considers ConnectOne Bancorp to be Modestly Overvalued.

Key valuation signals for FRA:CBM:

  • Moat Score: 3
  • GF Value™: €24.57 vs. price of €27.20 (10.7% above fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the FRA:CBM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ConnectOne Bancorp Business Description

Other Exchanges CNOB:USA
Address 301 Sylvan Avenue, Englewood Cliffs, NJ, USA, 07632
ConnectOne Bancorp Inc is a community-based, full-service New Jersey-chartered commercial bank. Substantially all loans are secured with various types of collateral, including business assets, consumer assets, and commercial/residential real estate. Each borrower's ability to repay its loans is dependent on the conversion of assets, cash flows generated from the borrowers' business, real estate rental, and consumer wages.
65GF Score

Get the complete analysis for FRA:CBM

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€27.20
Price
€24.57
GF Value