ConnectOne Bancorp (FRA:CBM) EV-to-OCF: 17.12 (As of Sep. 14, 2026) — 13% Above Median

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FRA:CBM ConnectOne Bancorp Inc FRA:CBM
63 GF Score
Price €27.20
GF Value €26.36
! 5 Warning Signs
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What is ConnectOne Bancorp EV-to-OCF?

ConnectOne Bancorp FRA:CBM +0.74% 63 EV-to-OCF is 17.12 as of Sep. 14, 2026, which is 13% above its 10-year median of 15.19. GuruFocus rates FRA:CBM with a GF Score™ of 63/100 and a GF Value™ of €26.36. The stock has 5 warning signs investors should review. Among 1,487 Banks companies, ConnectOne Bancorp ranks worse than 85.54% on this metric.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, ConnectOne Bancorp's Enterprise Value is €1,980.9 Mil. ConnectOne Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was €115.7 Mil. Therefore, ConnectOne Bancorp's EV-to-OCF for today is 17.12.

The historical rank and industry rank for ConnectOne Bancorp's EV-to-OCF or its related term are showing as below:

FRA:CBM' s EV-to-OCF Range Over the Past 10 Years
Min: 6.94   Med: 15.19   Max: 43.17
Current: 17.05

During the past 13 years, the highest EV-to-OCF of ConnectOne Bancorp was 43.17. The lowest was 6.94. And the median was 15.19.

FRA:CBM's EV-to-OCF is ranked worse than
85.54% of 1487 companies
in the Banks industry
Industry Median: 4.08 vs FRA:CBM: 17.05

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-09-14), ConnectOne Bancorp's stock price is €27.20. ConnectOne Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 was €2.622. Therefore, ConnectOne Bancorp's PE Ratio (TTM) for today is 10.37.


ConnectOne Bancorp  (FRA:CBM) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

ConnectOne Bancorp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=27.20/2.622
=10.37

ConnectOne Bancorp's share price for today is €27.20.
ConnectOne Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €2.622.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.


ConnectOne Bancorp EV-to-OCF Related Terms


ConnectOne Bancorp EV-to-OCF Historical Data

* Premium members only.

The historical data trend for ConnectOne Bancorp's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ConnectOne Bancorp EV-to-OCF Chart

ConnectOne Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 8.77 10.27 19.13 23.34 20.55

ConnectOne Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 45.23 20.72 20.55 20.34 17.67

FRA:CBM vs OBK, QCRH, CASH: EV-to-OCF Comparison

For the Banks - Regional subindustry, ConnectOne Bancorp's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


ConnectOne Bancorp EV-to-OCF vs Banks Industry

For the Banks industry and Financial Services sector, ConnectOne Bancorp's EV-to-OCF distribution charts can be found below:

* The bar in red indicates where ConnectOne Bancorp's EV-to-OCF falls into.


FRA:CBM
63GF Score
ConnectOne Bancorp Inc FRA:CBM
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
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ConnectOne Bancorp EV-to-OCF Calculation

ConnectOne Bancorp's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=1980.941/115.726
=17.12

ConnectOne Bancorp's current Enterprise Value is €1,980.9 Mil.
ConnectOne Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €115.7 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 17.12 mean?
ConnectOne Bancorp (FRA:CBM) has a EV-to-OCF of 17.12 as of Sep. 14, 2026. This is 13% above median its historical median of 15.19. Over the past decade, ConnectOne Bancorp's EV-to-OCF has ranged from 6.94 to 43.17. According to the industry distribution chart, ConnectOne Bancorp ranks #1272 out of 1487 companies in the Banks industry, placing it in the top 85.5%.
Is ConnectOne Bancorp's EV-to-OCF too high?
ConnectOne Bancorp's current EV-to-OCF of 17.12 is 13% above median its 10-year median of 15.19. Over the past 10 years, this metric has ranged from a low of 6.94 to a high of 43.17. The Banks industry median EV-to-OCF is 4.08. ConnectOne Bancorp's value of 17.12 is 319.6% above this industry median. Based on the distribution chart, ConnectOne Bancorp ranks #1272 out of 1487 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, ConnectOne Bancorp has a GF Score™ of 63/100, reflecting its overall financial health beyond just this single metric.
How does ConnectOne Bancorp's EV-to-OCF compare to OBK and QCRH?
According to the Banks industry distribution chart, ConnectOne Bancorp ranks #1272 out of 1487 companies for EV-to-OCF. This places ConnectOne Bancorp in the lower half of its industry. The industry median EV-to-OCF is 4.08. ConnectOne Bancorp's value of 17.12 is 319.6% above this benchmark. Historically, ConnectOne Bancorp's own EV-to-OCF has ranged from 6.94 to 43.17 over the past decade. While the company's 10-year median is 15.19 vs. the industry median of 4.08, ConnectOne Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 4.08, based on 1,487 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ConnectOne Bancorp's current EV-to-OCF of 17.12 is 319.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 4.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ConnectOne Bancorp's current EV-to-OCF is 17.12, which is 13% above median its own 10-year median of 15.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ConnectOne Bancorp stock overvalued right now?
ConnectOne Bancorp (FRA:CBM) has a current EV-to-OCF of 17.12. The stock's GF Value™ is €26.36, compared to a current price of €27.20 — trading 3.2% above its estimated fair value. The current EV-to-OCF is 17.12, which is 13% above median its 10-year median of 15.19 and 319.6% above the Banks industry median of 4.08. ConnectOne Bancorp's overall GF Score™ is 63/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For ConnectOne Bancorp (FRA:CBM), the current EV-to-OCF is 17.12 as of Sep. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ConnectOne Bancorp (FRA:CBM) Overvalued in 2026?

Based on GuruFocus' analysis, ConnectOne Bancorp stock appears to be overvalued. The current stock price of €27.20 is trading 3.2% above its estimated GF Value™ of €26.36.

Key valuation signals for FRA:CBM:

  • EV-to-OCF: 17.12 (13% above median its 10-year median of 15.19)
  • GF Value™: €26.36 vs. price of €27.20 (3.2% above fair value)
  • GF Score™: 63/100 with 5 warning signs
  • Industry Position: 319.6% above the Banks median (#1272 of 1487)

No single metric tells the full story. See the FRA:CBM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ConnectOne Bancorp Business Description

Other Exchanges CNOB:USA
Address 301 Sylvan Avenue, Englewood Cliffs, NJ, USA, 07632
ConnectOne Bancorp Inc is a community-based, full-service New Jersey-chartered commercial bank. Substantially all loans are secured with various types of collateral, including business assets, consumer assets, and commercial/residential real estate. Each borrower's ability to repay its loans is dependent on the conversion of assets, cash flows generated from the borrowers' business, real estate rental, and consumer wages.
63GF Score

Get the complete analysis for FRA:CBM

EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€27.20
Price
€26.36
GF Value