ConnectOne BancorpFRA:CBM +0.69%65 Pretax Margin % is 45.44% as of Mar. 2026, which is 4% above its 10-year median of 43.59. GuruFocus rates FRA:CBM with a GF Score™ of 65/100 and a GF Value™ of €25.05 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,528 Banks companies, ConnectOne Bancorp ranks worse than 56.61% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
ConnectOne Bancorp Pretax Margin % Related Terms
ConnectOne Bancorp Pretax Margin % Historical Data
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The historical data trend for ConnectOne Bancorp's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:CBM vs BFC, BY, QCRH: Pretax Margin % Comparison
For the Banks - Regional subindustry, ConnectOne Bancorp's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ConnectOne Bancorp Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, ConnectOne Bancorp's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where ConnectOne Bancorp's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ConnectOne Bancorp (FRA:CBM) has a Pretax Margin % of 45.44% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on ConnectOne Bancorp and its competitors. This is near median its historical median of 43.59. Over the past decade, ConnectOne Bancorp's Pretax Margin % has ranged from 29.81 to 62.99. According to the industry distribution chart, ConnectOne Bancorp ranks #865 out of 1528 companies in the Banks industry, placing it in the top 56.6%.
Is ConnectOne Bancorp's Pretax Margin % too high?
ConnectOne Bancorp's current Pretax Margin % of 45.44% is near median its 10-year median of 43.59. Over the past 10 years, this metric has ranged from a low of 29.81 to a high of 62.99. The Banks industry median Pretax Margin % is 34.72. ConnectOne Bancorp's value of 45.44% is 30.9% above this industry median. Based on the distribution chart, ConnectOne Bancorp ranks #865 out of 1528 companies in the Banks industry, which is below the industry midpoint. Overall, ConnectOne Bancorp has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ConnectOne Bancorp's Pretax Margin % compare to BFC and BY?
According to the Banks industry distribution chart, ConnectOne Bancorp ranks #865 out of 1528 companies for Pretax Margin %. This places ConnectOne Bancorp in the lower half of its industry. The industry median Pretax Margin % is 34.72. ConnectOne Bancorp's value of 45.44% is 30.9% above this benchmark. Historically, ConnectOne Bancorp's own Pretax Margin % has ranged from 29.81 to 62.99 over the past decade. While the company's 10-year median is 43.59 vs. the industry median of 34.72, ConnectOne Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ConnectOne Bancorp's current Pretax Margin % of 45.44% is 30.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on ConnectOne Bancorp and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ConnectOne Bancorp's current Pretax Margin % is 45.44%, which is near median its own 10-year median of 43.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ConnectOne Bancorp stock overvalued right now?
Based on GuruFocus' analysis, ConnectOne Bancorp (FRA:CBM) is currently considered Modestly Overvalued. The stock's GF Value™ is €25.05, compared to a current price of €29.20 — trading 16.6% above its estimated fair value. The current Pretax Margin % is 45.44%, which is near median its 10-year median of 43.59 and 30.9% above the Banks industry median of 34.72. ConnectOne Bancorp's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For ConnectOne Bancorp (FRA:CBM), the current Pretax Margin % is 45.44% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ConnectOne Bancorp (FRA:CBM) Overvalued in 2026?
Based on GuruFocus' analysis, ConnectOne Bancorp stock appears to be overvalued.
The current stock price of €29.20 is trading 16.6% above its estimated GF Value™ of €25.05.
GuruFocus considers ConnectOne Bancorp to be Modestly Overvalued.
Key valuation signals for FRA:CBM:
Pretax Margin %: 45.44% (near median its 10-year median of 43.59)
GF Value™: €25.05 vs. price of €29.20 (16.6% above fair value)
Industry Position: 30.9% above the Banks median (#865 of 1528)
No single metric tells the full story. See the FRA:CBM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ConnectOne Bancorp Inc is a community-based, full-service New Jersey-chartered commercial bank. Substantially all loans are secured with various types of collateral, including business assets, consumer assets, and commercial/residential real estate. Each borrower's ability to repay its loans is dependent on the conversion of assets, cash flows generated from the borrowers' business, real estate rental, and consumer wages.
65GF Score
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