Hope Bancorp (FRA:NRB) Moat Score: 4/10 (As of Jul. 15, 2026)

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FRA:NRB Hope Bancorp Inc FRA:NRB
58 GF Score
Price €11.20
GF Value €9.79
! 7 Warning Signs
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What is Hope Bancorp Moat Score?

Hope Bancorp FRA:NRB +4.67% 58 Moat Score is 4 as of Jul. 15, 2026. GuruFocus rates FRA:NRB with a GF Score™ of 58/100 and a GF Value™ of €9.79. The stock has 7 warning signs investors should review. Among 1,610 Banks companies, Hope Bancorp ranks better than 86.21% on this metric.

Hope Bancorp has the Moat Score of 4, which implies that the company might have Narrow Moat - Discernible but modest moat.

Hope Bancorp has Narrow Moat: Hope Bancorp has a discernible but modest moat due to its regional presence and customer loyalty. It benefits from economies of scale and some switching costs. However, it lacks significant network effects, intellectual property, and regulatory barriers to strengthen its moat further.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Hope Bancorp might have Narrow Moat - Discernible but modest moat.

Hope Bancorp  (FRA:NRB) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Hope Bancorp Moat Score Related Terms

FRA:NRB vs TCBK, RBCAA, BY: Moat Score Comparison

For the Banks - Regional subindustry, Hope Bancorp's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Hope Bancorp Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Hope Bancorp's Moat Score distribution charts can be found below:

* The bar in red indicates where Hope Bancorp's Moat Score falls into.


FRA:NRB
58GF Score
Hope Bancorp Inc FRA:NRB
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 4 mean?
Hope Bancorp (FRA:NRB) has a Moat Score of 4 as of Jul. 15, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Hope Bancorp ranks #222 out of 1610 companies in the Banks industry, placing it in the top 13.8%.
Is Hope Bancorp's Moat Score too high?
Hope Bancorp's current Moat Score is 4. Based on the distribution chart, Hope Bancorp ranks #222 out of 1610 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Hope Bancorp has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Hope Bancorp's Moat Score compare to TCBK and RBCAA?
According to the Banks industry distribution chart, Hope Bancorp ranks #222 out of 1610 companies for Moat Score. This places Hope Bancorp in the top 14% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Hope Bancorp's current Moat Score is 4. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hope Bancorp stock overvalued right now?
Hope Bancorp (FRA:NRB) has a current Moat Score of 4. The stock's GF Value™ is €9.79, compared to a current price of €11.20 — trading 14.4% above its estimated fair value. The current Moat Score is 4. Hope Bancorp's overall GF Score™ is 58/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Hope Bancorp (FRA:NRB), the current Moat Score is 4 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hope Bancorp (FRA:NRB) Overvalued in 2026?

Based on GuruFocus' analysis, Hope Bancorp stock appears to be overvalued. The current stock price of €11.20 is trading 14.4% above its estimated GF Value™ of €9.79.

Key valuation signals for FRA:NRB:

  • Moat Score: 4
  • GF Value™: €9.79 vs. price of €11.20 (14.4% above fair value)
  • GF Score™: 58/100 with 7 warning signs

No single metric tells the full story. See the FRA:NRB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hope Bancorp Business Description

Other Exchanges HOPE:USA
Address 3200 Wilshire Boulevard, Suite 1400, Los Angeles, CA, USA, 90010
Hope Bancorp Inc is a bank holding company engaged in providing financial services. It offers core business banking products for small and medium-sized businesses and individuals. Services offered by the bank include online banking, mobile banking, mortgage loans, credit cards, investment and wealth management services, and other banking services.
58GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€11.20
Price
€9.79
GF Value