Arion banki hf (LTS:0YTA) Moat Score: 0/10 (As of Jul. 16, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LTS:0YTA Arion banki hf LTS:0YTA
73 GF Score
Price kr10.95
GF Value kr12.13
! 3 Warning Signs
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What is Arion banki hf Moat Score?

Arion banki hf has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Arion banki hf has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Arion banki hf might have No Moat - No discernible moat.

Arion banki hf  (LTS:0YTA) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Arion banki hf Moat Score Related Terms

LTS:0YTA
73GF Score
Arion banki hf LTS:0YTA
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Arion banki hf (LTS:0YTA) Overvalued in 2026?

Based on GuruFocus' analysis, Arion banki hf stock appears to be undervalued. The current stock price of kr10.95 is trading 9.7% below its estimated GF Value™ of kr12.13.

Key valuation signals for LTS:0YTA:

  • Moat Score: 0
  • GF Value™: kr12.13 vs. price of kr10.95 (9.7% below fair value)
  • GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the LTS:0YTA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Arion banki hf Business Description

Address Borgartun 19, Reykjavik, ISL, 105
Arion banki hf is a universal relationship bank operating in the Icelandic financial market. Its operating segments are Markets & Stefnir, Corporate & Investment Banking, Retail Banking, Treasury, Other subsidiaries, and Supporting units. The Corporate & Investment Banking segment of the company generates the majority of the revenue and is engaged in providing comprehensive financial services to companies and investors both in Iceland and internationally.
73GF Score

Get the complete analysis for LTS:0YTA

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr10.95
Price
kr12.13
GF Value