Arion banki hf (LTS:0YTA) Scaled Net Operating Assets: 0.37 (As of Mar. 2026)

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LTS:0YTA Arion banki hf LTS:0YTA
73 GF Score
Price kr10.95
GF Value kr12.00
! 3 Warning Signs
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What is Arion banki hf Scaled Net Operating Assets?

Arion banki hf LTS:0YTA 73 Scaled Net Operating Assets is 0.37 as of Mar. 2026. GuruFocus rates LTS:0YTA with a GF Score™ of 73/100 and a GF Value™ of kr12.00. The stock has 3 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Arion banki hf's operating assets for the quarter that ended in Mar. 2026 was kr127,573 Mil. Arion banki hf's operating liabilities for the quarter that ended in Mar. 2026 was kr77,633 Mil. Arion banki hf's Total Assets for the quarter that ended in Dec. 2025 was kr133,784 Mil. Therefore, Arion banki hf's scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.37.

LTS:0YTA
73GF Score
Arion banki hf LTS:0YTA
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Arion banki hf Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Arion banki hf's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(122346.233-76133.586)/123307.307
=0.37

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=133784.261 - 11438.028
=122346.233

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=117219.69 - 41086.104 - 0
=76133.586

Arion banki hf's Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(127573.051-77632.536)/133784.261
=0.37

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=135922.962 - 8349.911
=127573.051

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=120338.82 - 42706.284 - 0
=77632.536

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.37 mean?
Arion banki hf (LTS:0YTA) has a Scaled Net Operating Assets of 0.37 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Arion banki hf and its competitors.
Is Arion banki hf's Scaled Net Operating Assets too high?
Arion banki hf's current Scaled Net Operating Assets is 0.37. Overall, Arion banki hf has a GF Score™ of 73/100, reflecting its overall financial health beyond just this single metric.
How does Arion banki hf's Scaled Net Operating Assets compare to PNC and USB?
Arion banki hf's Scaled Net Operating Assets of 0.37 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Arion banki hf and its competitors. Arion banki hf's current Scaled Net Operating Assets is 0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Arion banki hf stock overvalued right now?
Arion banki hf (LTS:0YTA) has a current Scaled Net Operating Assets of 0.37. The stock's GF Value™ is kr12.00, compared to a current price of kr10.95 — trading 8.7% below its estimated fair value. The current Scaled Net Operating Assets is 0.37. Arion banki hf's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Arion banki hf (LTS:0YTA), the current Scaled Net Operating Assets is 0.37 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Arion banki hf (LTS:0YTA) Overvalued in 2026?

Based on GuruFocus' analysis, Arion banki hf stock appears to be undervalued. The current stock price of kr10.95 is trading 8.7% below its estimated GF Value™ of kr12.00.

Key valuation signals for LTS:0YTA:

  • Scaled Net Operating Assets: 0.37
  • GF Value™: kr12.00 vs. price of kr10.95 (8.7% below fair value)
  • GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the LTS:0YTA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Arion banki hf Business Description

Address Borgartun 19, Reykjavik, ISL, 105
Arion banki hf is a universal relationship bank operating in the Icelandic financial market. Its operating segments are Markets & Stefnir, Corporate & Investment Banking, Retail Banking, Treasury, Other subsidiaries, and Supporting units. The Corporate & Investment Banking segment of the company generates the majority of the revenue and is engaged in providing comprehensive financial services to companies and investors both in Iceland and internationally.
73GF Score

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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr10.95
Price
kr12.00
GF Value