Commerzbank AG (MEX:CBKN) Moat Score: 4/10 (As of Jun. 24, 2026)


MEX:CBKN Commerzbank AG MEX:CBKN
58 GF Score
Price MXN180.58
GF Value MXN90.45
! 6 Warning Signs
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What is Commerzbank AG Moat Score?

Commerzbank AG MEX:CBKN 58 Moat Score is 4 as of Jun. 24, 2026. GuruFocus rates MEX:CBKN with a GF Score™ of 58/100 and a GF Value™ of MXN90.45. The stock has 6 warning signs investors should review. Among 1,610 Banks companies, Commerzbank AG ranks better than 86.15% on this metric.

Commerzbank AG has the Moat Score of 4, which implies that the company might have Narrow Moat - Discernible but modest moat.

Commerzbank AG has Narrow Moat: Commerzbank AG has a discernible moat due to its established brand and customer base in Germany. However, intense competition in the banking sector limits its competitive advantages to a modest level.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Commerzbank AG might have Narrow Moat - Discernible but modest moat.

Commerzbank AG  (MEX:CBKN) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Commerzbank AG Moat Score Related Terms

MEX:CBKN vs PNC: Moat Score Comparison

For the Banks - Regional subindustry, Commerzbank AG's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Commerzbank AG Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Commerzbank AG's Moat Score distribution charts can be found below:

* The bar in red indicates where Commerzbank AG's Moat Score falls into.


MEX:CBKN
58GF Score
Commerzbank AG MEX:CBKN
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 4 mean?
Commerzbank AG (MEX:CBKN) has a Moat Score of 4 as of Jun. 24, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Commerzbank AG ranks #223 out of 1610 companies in the Banks industry, placing it in the top 13.9%.
Is Commerzbank AG's Moat Score too high?
Commerzbank AG's current Moat Score is 4. Based on the distribution chart, Commerzbank AG ranks #223 out of 1610 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Commerzbank AG has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Commerzbank AG's Moat Score compare to PNC?
According to the Banks industry distribution chart, Commerzbank AG ranks #223 out of 1610 companies for Moat Score. This places Commerzbank AG in the top 14% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Commerzbank AG's current Moat Score is 4. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commerzbank AG stock overvalued right now?
Commerzbank AG (MEX:CBKN) has a current Moat Score of 4. The stock's GF Value™ is MXN90.45, compared to a current price of MXN180.58 — trading 99.6% above its estimated fair value. The current Moat Score is 4. Commerzbank AG's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Commerzbank AG (MEX:CBKN), the current Moat Score is 4 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commerzbank AG (MEX:CBKN) Overvalued in 2026?

Based on GuruFocus' analysis, Commerzbank AG stock appears to be overvalued. The current stock price of MXN180.58 is trading 99.6% above its estimated GF Value™ of MXN90.45.

Key valuation signals for MEX:CBKN:

  • Moat Score: 4
  • GF Value™: MXN90.45 vs. price of MXN180.58 (99.6% above fair value)
  • GF Score™: 58/100 with 6 warning signs

No single metric tells the full story. See the MEX:CBKN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Commerzbank AG Business Description

Address Kaiserplatz, Frankfurt, HE, DEU, 60261
Commerzbank operates primarily in Europe. Germany accounts for about 70% of the total income. The bank operates two business segments: private and small-business customers, as well as corporate clients. In its private and small-business segment, the group operates a branch network, a mobile bank focused on the Polish market, an online broker, and an asset manager for physical assets. Its corporate client business provides cash management and trade finance solutions to small and medium-size enterprises and large companies.
58GF Score

Get the complete analysis for MEX:CBKN

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN180.58
Price
MXN90.45
GF Value