Commerzbank AGMEX:CBKN 58 ROE % is 10.69% as of Mar. 2026, which is 323% above its 10-year median of 2.53. GuruFocus rates MEX:CBKN with a GF Score™ of 58/100 and a GF Value™ of MXN90.45. The stock has 6 warning signs investors should review. Among 1,524 Banks companies, Commerzbank AG ranks worse than 66.08% on this metric.
ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Commerzbank AG's annualized net income for the quarter that ended in Mar. 2026 was MXN76,133 Mil. Commerzbank AG's average Total Stockholders Equity over the quarter that ended in Mar. 2026 was MXN711,942 Mil. Therefore, Commerzbank AG's annualized ROE % for the quarter that ended in Mar. 2026 was 10.69%.
The historical rank and industry rank for Commerzbank AG's ROE % or its related term are showing as below:
MEX:CBKN'
s ROE % Range Over the Past 10 Years
Min: -10.13 Med: 2.53 Max: 8.06
Current: 7.9
During the past 13 years, Commerzbank AG's highest ROE % was 8.06%. The lowest was -10.13%. And the median was 2.53%.
MEX:CBKN's ROE % is ranked worse than 66.08% of 1524
companies
in the Banks industry
Industry Median: 10.22
vs MEX:CBKN: 7.90
Commerzbank AG (MEX:CBKN) ROE % Explanation
ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.
The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:
Note:
The net income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net Income is used.
Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.
Commerzbank AG ROE % Related Terms
Commerzbank AG ROE % Historical Data
* Premium members only.
The historical data trend for Commerzbank AG's ROE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Commerzbank AG's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Commerzbank AG ROE % vs Banks Industry
For the Banks industry and Financial Services sector, Commerzbank AG's ROE % distribution charts can be found below:
* The bar in red indicates where Commerzbank AG's ROE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (Mar. 2026) net income data.
ROE % is displayed in the 30-year financial page.
Commerzbank AG (MEX:CBKN) has a ROE % of 10.69% as of Mar. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Commerzbank AG and its competitors. This is 323% above median its historical median of 2.53. According to the industry distribution chart, Commerzbank AG ranks #1007 out of 1524 companies in the Banks industry, placing it in the top 66.1%.
Is Commerzbank AG's ROE % too high?
Commerzbank AG's current ROE % of 10.69% is 323% above median its 10-year median of 2.53. The Banks industry median ROE % is 10.22. Commerzbank AG's value of 10.69% is 4.6% above this industry median. Based on the distribution chart, Commerzbank AG ranks #1007 out of 1524 companies in the Banks industry, which is below the industry midpoint. Overall, Commerzbank AG has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does Commerzbank AG's ROE % compare to PNC?
According to the Banks industry distribution chart, Commerzbank AG ranks #1007 out of 1524 companies for ROE %. This places Commerzbank AG in the lower half of its industry. The industry median ROE % is 10.22. Commerzbank AG's value of 10.69% is 4.6% above this benchmark. While the company's 10-year median is 2.53 vs. the industry median of 10.22, Commerzbank AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Banks company?
The median ROE % among Banks companies is 10.22, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commerzbank AG's current ROE % of 10.69% is 4.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on Commerzbank AG and its competitors. For the Banks industry, the median ROE % is 10.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commerzbank AG's current ROE % is 10.69%, which is 323% above median its own 10-year median of 2.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commerzbank AG stock overvalued right now?
Commerzbank AG (MEX:CBKN) has a current ROE % of 10.69%. The stock's GF Value™ is MXN90.45, compared to a current price of MXN180.58 — trading 99.6% above its estimated fair value. The current ROE % is 10.69%, which is 323% above median its 10-year median of 2.53 and 4.6% above the Banks industry median of 10.22. Commerzbank AG's overall GF Score™ is 58/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For Commerzbank AG (MEX:CBKN), the current ROE % is 10.69% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Commerzbank AG (MEX:CBKN) Overvalued in 2026?
Based on GuruFocus' analysis, Commerzbank AG stock appears to be overvalued.
The current stock price of MXN180.58 is trading 99.6% above its estimated GF Value™ of MXN90.45.
Key valuation signals for MEX:CBKN:
ROE %: 10.69% (323% above median its 10-year median of 2.53)
GF Value™: MXN90.45 vs. price of MXN180.58 (99.6% above fair value)
Industry Position: 4.6% above the Banks median (#1007 of 1524)
No single metric tells the full story. See the MEX:CBKN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Commerzbank operates primarily in Europe. Germany accounts for about 70% of the total income. The bank operates two business segments: private and small-business customers, as well as corporate clients. In its private and small-business segment, the group operates a branch network, a mobile bank focused on the Polish market, an online broker, and an asset manager for physical assets. Its corporate client business provides cash management and trade finance solutions to small and medium-size enterprises and large companies.
58GF Score
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