Wells Fargo (MEX:WFC) Moat Score: 8/10 (As of Jul. 01, 2026)


MEX:WFC Wells Fargo & Co MEX:WFC
66 GF Score
Price MXN1,480.00
GF Value MXN1,342.83
Valuation Fairly Valued
! 2 Warning Signs
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What is Wells Fargo Moat Score?

Wells Fargo MEX:WFC 66 Moat Score is 8 as of Jul. 01, 2026. GuruFocus rates MEX:WFC with a GF Score™ of 66/100 and a GF Value™ of MXN1,342.83 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,613 Banks companies, Wells Fargo ranks better than 99.94% on this metric.

Wells Fargo has the Moat Score of 8, which implies that the company might have Wide Moat - Clear and robust wide moat.

Wells Fargo has Wide Moat: Wells Fargo & Co has a robust wide moat due to its strong brand, significant customer switching costs, and regulatory barriers. It benefits from economies of scale and a superior distribution network, ensuring durable competitive advantages.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Wells Fargo might have Wide Moat - Clear and robust wide moat.

Wells Fargo  (MEX:WFC) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Wells Fargo Moat Score Related Terms

MEX:WFC vs C, BAC, BNY: Moat Score Comparison

For the Banks - Diversified subindustry, Wells Fargo's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Wells Fargo Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Wells Fargo's Moat Score distribution charts can be found below:

* The bar in red indicates where Wells Fargo's Moat Score falls into.


MEX:WFC
66GF Score
Wells Fargo & Co MEX:WFC
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 8 mean?
Wells Fargo (MEX:WFC) has a Moat Score of 8 as of Jul. 01, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Wells Fargo ranks #1 out of 1613 companies in the Banks industry, placing it in the top 0.099999999999994%.
Is Wells Fargo's Moat Score too high?
Wells Fargo's current Moat Score is 8. Based on the distribution chart, Wells Fargo ranks #1 out of 1613 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Wells Fargo has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Wells Fargo's Moat Score compare to C and BAC?
According to the Banks industry distribution chart, Wells Fargo ranks #1 out of 1613 companies for Moat Score. This places Wells Fargo in the top 0% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Wells Fargo's current Moat Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wells Fargo stock overvalued right now?
Based on GuruFocus' analysis, Wells Fargo (MEX:WFC) is currently considered Fairly Valued. The stock's GF Value™ is MXN1,342.83, compared to a current price of MXN1,480.00 — trading 10.2% above its estimated fair value. The current Moat Score is 8. Wells Fargo's overall GF Score™ is 66/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Wells Fargo (MEX:WFC), the current Moat Score is 8 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Wells Fargo (MEX:WFC) Overvalued in 2026?

Based on GuruFocus' analysis, Wells Fargo stock appears to be overvalued. The current stock price of MXN1,480.00 is trading 10.2% above its estimated GF Value™ of MXN1,342.83. GuruFocus considers Wells Fargo to be Fairly Valued.

Key valuation signals for MEX:WFC:

  • Moat Score: 8
  • GF Value™: MXN1,342.83 vs. price of MXN1,480.00 (10.2% above fair value)
  • GF Score™: 66/100 with 2 warning signs

No single metric tells the full story. See the MEX:WFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Wells Fargo Business Description

Address 333 Market Street, San Francisco, CA, USA, 94105
Wells Fargo is a premier, North American-focused banking titan that commands a $2.2 trillion balance sheet and the third-highest deposit market share in the United States. The bank uses a dense, expansive network of 4,093 branches to champion retail consumers and the middle market, where the firm has built a particularly strong reputation. Following the removal of its federal asset cap in 2025, the firm is set to deploy its legacy excess liquidity to expand each of its four segments: consumer & business lending, commercial banking, corporate & investment banking, and wealth & investment management.
66GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN1,480.00
Price
MXN1,342.83
GF Value