Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Wells Fargo's 3-Year RORE % for the quarter that ended in Mar. 2026 was 16.37%.
The industry rank for Wells Fargo's 3-Year RORE % or its related term are showing as below:
MEX:WFC's 3-Year RORE % is ranked better than 57.98% of 1473
companies
in the Banks industry
Industry Median: 9.87
vs MEX:WFC: 16.37
Wells Fargo (MEX:WFC) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Wells Fargo 3-Year RORE % Related Terms
Wells Fargo 3-Year RORE % Historical Data
* Premium members only.
The historical data trend for Wells Fargo's 3-Year RORE % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, Wells Fargo's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Wells Fargo 3-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Wells Fargo's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Wells Fargo's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Wells Fargo (MEX:WFC) has a 3-Year RORE % of 16.37 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Wells Fargo and its competitors. According to the industry distribution chart, Wells Fargo ranks #619 out of 1473 companies in the Banks industry, placing it in the top 42%.
Is Wells Fargo's 3-Year RORE % too high?
Wells Fargo's current 3-Year RORE % is 16.37. The Banks industry median 3-Year RORE % is 9.87. Wells Fargo's value of 16.37 is 65.9% above this industry median. Based on the distribution chart, Wells Fargo ranks #619 out of 1473 companies in the Banks industry, which is above the industry midpoint. Overall, Wells Fargo has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Wells Fargo's 3-Year RORE % compare to C and BAC?
According to the Banks industry distribution chart, Wells Fargo ranks #619 out of 1473 companies for 3-Year RORE %. This puts Wells Fargo in the upper half of its industry. The industry median 3-Year RORE % is 9.87. Wells Fargo's value of 16.37 is 65.9% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.87, based on 1,473 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Wells Fargo's current 3-Year RORE % of 16.37 is 65.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Wells Fargo and its competitors. For the Banks industry, the median 3-Year RORE % is 9.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Wells Fargo's current 3-Year RORE % is 16.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Wells Fargo stock overvalued right now?
Based on GuruFocus' analysis, Wells Fargo (MEX:WFC) is currently considered Modestly Overvalued. The stock's GF Value™ is MXN1,320.37, compared to a current price of MXN1,520.30 — trading 15.1% above its estimated fair value. The current 3-Year RORE % is 16.37 and 65.9% above the Banks industry median of 9.87. Wells Fargo's overall GF Score™ is 65/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Wells Fargo (MEX:WFC), the current 3-Year RORE % is 16.37 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Wells Fargo (MEX:WFC) Overvalued in 2026?
Based on GuruFocus' analysis, Wells Fargo stock appears to be overvalued.
The current stock price of MXN1,520.30 is trading 15.1% above its estimated GF Value™ of MXN1,320.37.
GuruFocus considers Wells Fargo to be Modestly Overvalued.
Key valuation signals for MEX:WFC:
3-Year RORE %: 16.37
GF Value™: MXN1,320.37 vs. price of MXN1,520.30 (15.1% above fair value)
Industry Position: 65.9% above the Banks median (#619 of 1473)
No single metric tells the full story. See the MEX:WFC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Wells Fargo is a premier, North American-focused banking titan that commands a $2.2 trillion balance sheet and the third-highest deposit market share in the United States. The bank uses a dense, expansive network of 4,093 branches to champion retail consumers and the middle market, where the firm has built a particularly strong reputation. Following the removal of its federal asset cap in 2025, the firm is set to deploy its legacy excess liquidity to expand each of its four segments: consumer & business lending, commercial banking, corporate & investment banking, and wealth & investment management.
65GF Score
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