NWWCF (New China Life Insurance Co) Moat Score: 5/10 (As of Jun. 30, 2026)


NWWCF New China Life Insurance Co Ltd NWWCF
66 GF Score
Price $6.37
GF Value $5.03
Valuation Modestly Overvalued
! 3 Warning Signs
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What is New China Life Insurance Co Moat Score?

New China Life Insurance Co NWWCF +1.64% 66 Moat Score is 5 as of Jun. 30, 2026. GuruFocus rates NWWCF with a GF Score™ of 66/100 and a GF Value™ of $5.03 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 601 Insurance companies, New China Life Insurance Co ranks better than 88.85% on this metric.

New China Life Insurance Co has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

New China Life Insurance Co has Narrow Moat: New China Life Insurance Co Ltd has a solid narrow moat due to its established market position and brand recognition in the insurance sector. The company benefits from regulatory barriers and customer loyalty, but faces competition and lacks significant pricing power or network effects.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes New China Life Insurance Co might have Narrow Moat - Solid narrow moat.

New China Life Insurance Co  (OTCPK:NWWCF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

New China Life Insurance Co Moat Score Related Terms

NWWCF vs AFL, MET, PRU: Moat Score Comparison

For the Insurance - Life subindustry, New China Life Insurance Co's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

New China Life Insurance Co Moat Score vs Insurance Industry

For the Insurance industry and Financial Services sector, New China Life Insurance Co's Moat Score distribution charts can be found below:

* The bar in red indicates where New China Life Insurance Co's Moat Score falls into.


NWWCF
66GF Score
New China Life Insurance Co Ltd NWWCF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
New China Life Insurance Co (NWWCF) has a Moat Score of 5 as of Jun. 30, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, New China Life Insurance Co ranks #67 out of 601 companies in the Insurance industry, placing it in the top 11.1%.
Is New China Life Insurance Co's Moat Score too high?
New China Life Insurance Co's current Moat Score is 5. Based on the distribution chart, New China Life Insurance Co ranks #67 out of 601 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, New China Life Insurance Co has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does New China Life Insurance Co's Moat Score compare to AFL and MET?
According to the Insurance industry distribution chart, New China Life Insurance Co ranks #67 out of 601 companies for Moat Score. This places New China Life Insurance Co in the top 11% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for an Insurance company?
A good Moat Score depends on the Insurance industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. New China Life Insurance Co's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is New China Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, New China Life Insurance Co (NWWCF) is currently considered Modestly Overvalued. The stock's GF Value™ is $5.03, compared to a current price of $6.37 — trading 26.6% above its estimated fair value. The current Moat Score is 5. New China Life Insurance Co's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For New China Life Insurance Co (NWWCF), the current Moat Score is 5 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is New China Life Insurance Co (NWWCF) Overvalued in 2026?

Based on GuruFocus' analysis, New China Life Insurance Co stock appears to be overvalued. The current stock price of $6.37 is trading 26.6% above its estimated GF Value™ of $5.03. GuruFocus considers New China Life Insurance Co to be Modestly Overvalued.

Key valuation signals for NWWCF:

  • Moat Score: 5
  • GF Value™: $5.03 vs. price of $6.37 (26.6% above fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the NWWCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

New China Life Insurance Co Business Description

Address A12 Jianguomenwai Avenue, New China Insurance Tower, Chaoyang District, Beijing, CHN, 100022
New China Life Insurance Co Ltd is headquartered in Beijing and was established in 1996 by a combination of state-owned enterprises and private firms. It is currently the fourth-largest life insurer in China based on total assets. New China Life offers a wide range of life insurance products and services to both individual and institutional customers through its extensive distribution networks and diverse marketing channels. Additionally, it manages and invests insurance funds through its subsidiaries, including its Asset Management Company and Asset Management Company (Hong Kong).
66GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$6.37
Price
$5.03
GF Value