Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
New China Life Insurance Co's 3-Year RORE % for the quarter that ended in Mar. 2026 was 55.76%.
NWWCF's 3-Year RORE % is ranked better than 87.76% of 474
companies
in the Insurance industry
Industry Median: 11.865
vs NWWCF: 55.76
New China Life Insurance Co (OTCPK:NWWCF) 3-Year RORE % Explanation
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
New China Life Insurance Co 3-Year RORE % Related Terms
New China Life Insurance Co 3-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, New China Life Insurance Co's 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
New China Life Insurance Co 3-Year RORE % vs Insurance Industry
For the Insurance industry and Financial Services sector, New China Life Insurance Co's 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where New China Life Insurance Co's 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
New China Life Insurance Co (NWWCF) has a 3-Year RORE % of 55.76 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on New China Life Insurance Co and its competitors. According to the industry distribution chart, New China Life Insurance Co ranks #58 out of 474 companies in the Insurance industry, placing it in the top 12.2%.
Is New China Life Insurance Co's 3-Year RORE % too high?
New China Life Insurance Co's current 3-Year RORE % is 55.76. The Insurance industry median 3-Year RORE % is 11.87. New China Life Insurance Co's value of 55.76 is 370% above this industry median. Based on the distribution chart, New China Life Insurance Co ranks #58 out of 474 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, New China Life Insurance Co has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does New China Life Insurance Co's 3-Year RORE % compare to AFL and MET?
According to the Insurance industry distribution chart, New China Life Insurance Co ranks #58 out of 474 companies for 3-Year RORE %. This places New China Life Insurance Co in the top 12% of its industry — outperforming the majority of peers. The industry median 3-Year RORE % is 11.87. New China Life Insurance Co's value of 55.76 is 370% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for an Insurance company?
The median 3-Year RORE % among Insurance companies is 11.87, based on 474 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. New China Life Insurance Co's current 3-Year RORE % of 55.76 is 370% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on New China Life Insurance Co and its competitors. For the Insurance industry, the median 3-Year RORE % is 11.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. New China Life Insurance Co's current 3-Year RORE % is 55.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is New China Life Insurance Co stock overvalued right now?
Based on GuruFocus' analysis, New China Life Insurance Co (NWWCF) is currently considered Significantly Overvalued. The stock's GF Value™ is $4.82, compared to a current price of $6.55 — trading 35.9% above its estimated fair value. The current 3-Year RORE % is 55.76 and 370% above the Insurance industry median of 11.87. New China Life Insurance Co's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For New China Life Insurance Co (NWWCF), the current 3-Year RORE % is 55.76 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is New China Life Insurance Co (NWWCF) Overvalued in 2026?
Based on GuruFocus' analysis, New China Life Insurance Co stock appears to be overvalued.
The current stock price of $6.55 is trading 35.9% above its estimated GF Value™ of $4.82.
GuruFocus considers New China Life Insurance Co to be Significantly Overvalued.
Key valuation signals for NWWCF:
3-Year RORE %: 55.76
GF Value™: $4.82 vs. price of $6.55 (35.9% above fair value)
Industry Position: 370% above the Insurance median (#58 of 474)
No single metric tells the full story. See the NWWCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
New China Life Insurance Co Ltd is headquartered in Beijing and was established in 1996 by a combination of state-owned enterprises and private firms. It is currently the fourth-largest life insurer in China based on total assets. New China Life offers a wide range of life insurance products and services to both individual and institutional customers through its extensive distribution networks and diverse marketing channels. Additionally, it manages and invests insurance funds through its subsidiaries, including its Asset Management Company and Asset Management Company (Hong Kong).
66GF Score
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