Paid (PAYD) Moat Score: 2/10 (As of Aug. 01, 2026)

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PAYD Paid Inc PAYD
54 GF Score
Price $2.46
GF Value $2.53
Valuation Fairly Valued
! 2 Warning Signs
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What is Paid Moat Score?

Paid PAYD 54 Moat Score is 2 as of Aug. 01, 2026. GuruFocus rates PAYD with a GF Score™ of 54/100 and a GF Value™ of $2.53 (Fairly Valued). The stock has 2 warning signs investors should review. Among 2,837 Software companies, Paid ranks better than 79.52% on this metric.

Paid has the Moat Score of 2, which implies that the company might have No Moat - Very weak/transient advantages.

Paid has No Moat: Paid Inc has very weak competitive advantages. It lacks market leadership, significant customer switching costs, and brand strength. The company does not possess durable cost advantages or significant regulatory barriers.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Paid might have No Moat - Very weak/transient advantages.

Paid  (OTCPK:PAYD) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Paid Moat Score Related Terms

PAYD vs ILLR, MNDO, BMR: Moat Score Comparison

For the Software - Application subindustry, Paid's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Paid Moat Score vs Software Industry

For the Software industry and Technology sector, Paid's Moat Score distribution charts can be found below:

* The bar in red indicates where Paid's Moat Score falls into.


PAYD
54GF Score
Paid Inc PAYD
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 2 mean?
Paid (PAYD) has a Moat Score of 2 as of Aug. 01, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Paid ranks #581 out of 2837 companies in the Software industry, placing it in the top 20.5%.
Is Paid's Moat Score too high?
Paid's current Moat Score is 2. Based on the distribution chart, Paid ranks #581 out of 2837 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Paid has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Paid's Moat Score compare to ILLR and MNDO?
According to the Software industry distribution chart, Paid ranks #581 out of 2837 companies for Moat Score. This places Paid in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Software company?
A good Moat Score depends on the Software industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Paid's current Moat Score is 2. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Paid stock overvalued right now?
Based on GuruFocus' analysis, Paid (PAYD) is currently considered Fairly Valued. The stock's GF Value™ is $2.53, compared to a current price of $2.46 — trading 2.8% below its estimated fair value. The current Moat Score is 2. Paid's overall GF Score™ is 54/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Paid (PAYD), the current Moat Score is 2 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Paid (PAYD) Overvalued in 2026?

Based on GuruFocus' analysis, Paid stock appears to be undervalued. The current stock price of $2.46 is trading 2.8% below its estimated GF Value™ of $2.53. GuruFocus considers Paid to be Fairly Valued.

Key valuation signals for PAYD:

  • Moat Score: 2
  • GF Value™: $2.53 vs. price of $2.46 (2.8% below fair value)
  • GF Score™: 54/100 with 2 warning signs

No single metric tells the full story. See the PAYD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Paid Business Description

Address 225 Cedar Hill Street, Marlborough, MA, USA, 01752
Paid Inc has developed a full line of SaaS-based business services, including PaidPayments, PaidCart, PaidShipping, and PaidWeb. These solutions are developed to provide businesses with a streamlined experience for website creation, online sales, payment collection, and shipping all in one platform. It operates in four segments: Client services, eCommerce services, Shipping coordination and label generation services, and Corporate operations. The majority of its revenue comes from its Shipping coordination & label generation services segment. Its geographical segments are Canada and the United States, of which the majority of its revenue comes from Canada.
54GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.46
Price
$2.53
GF Value