Octave Specialty Group (STU:FGPN) Moat Score: 2/10 (As of Jul. 19, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:FGPN Octave Specialty Group Inc STU:FGPN
48 GF Score
Price €5.25
GF Value €11.48
Valuation Significantly Undervalued
View Full Analysis

What is Octave Specialty Group Moat Score?

Octave Specialty Group STU:FGPN +0.96% 48 Moat Score is 2 as of Jul. 19, 2026. GuruFocus rates STU:FGPN with a GF Score™ of 48/100 and a GF Value™ of €11.48 (Significantly Undervalued). Among 595 Insurance companies, Octave Specialty Group ranks better than 69.58% on this metric.

Octave Specialty Group has the Moat Score of 2, which implies that the company might have No Moat - Very weak/transient advantages.

Octave Specialty Group has No Moat: Octave Specialty Group Inc operates in a competitive industry with no significant market leadership or proprietary technology. The company lacks strong brand strength or customer loyalty, resulting in very weak competitive advantages.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Octave Specialty Group might have No Moat - Very weak/transient advantages.

Octave Specialty Group  (STU:FGPN) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Octave Specialty Group Moat Score Related Terms

STU:FGPN vs MBI, JRVR, FACO: Moat Score Comparison

For the Insurance - Specialty subindustry, Octave Specialty Group's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Octave Specialty Group Moat Score vs Insurance Industry

For the Insurance industry and Financial Services sector, Octave Specialty Group's Moat Score distribution charts can be found below:

* The bar in red indicates where Octave Specialty Group's Moat Score falls into.


STU:FGPN
48GF Score
Octave Specialty Group Inc STU:FGPN
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 2 mean?
Octave Specialty Group (STU:FGPN) has a Moat Score of 2 as of Jul. 19, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Octave Specialty Group ranks #181 out of 595 companies in the Insurance industry, placing it in the top 30.4%.
Is Octave Specialty Group's Moat Score too high?
Octave Specialty Group's current Moat Score is 2. Based on the distribution chart, Octave Specialty Group ranks #181 out of 595 companies in the Insurance industry, which is above the industry midpoint. Overall, Octave Specialty Group has a GF Score™ of 48/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Octave Specialty Group's Moat Score compare to MBI and JRVR?
According to the Insurance industry distribution chart, Octave Specialty Group ranks #181 out of 595 companies for Moat Score. This puts Octave Specialty Group in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for an Insurance company?
A good Moat Score depends on the Insurance industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Octave Specialty Group's current Moat Score is 2. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Octave Specialty Group stock overvalued right now?
Based on GuruFocus' analysis, Octave Specialty Group (STU:FGPN) is currently considered Significantly Undervalued. The stock's GF Value™ is €11.48, compared to a current price of €5.25 — trading 54.3% below its estimated fair value. The current Moat Score is 2. Octave Specialty Group's overall GF Score™ is 48/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Octave Specialty Group (STU:FGPN), the current Moat Score is 2 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Octave Specialty Group (STU:FGPN) Overvalued in 2026?

Based on GuruFocus' analysis, Octave Specialty Group stock appears to be undervalued. The current stock price of €5.25 is trading 54.3% below its estimated GF Value™ of €11.48. GuruFocus considers Octave Specialty Group to be Significantly Undervalued.

Key valuation signals for STU:FGPN:

  • Moat Score: 2
  • GF Value™: €11.48 vs. price of €5.25 (54.3% below fair value)
  • GF Score™: 48/100

No single metric tells the full story. See the STU:FGPN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Octave Specialty Group Business Description

Other Exchanges OSG:USA
Address 40 Wall Street, New York, NY, USA, 10005
Octave Specialty Group Inc is a world-wide specialty insurance firm that provides strategic direction, risk oversight, data and technology solutions, and capital support to MGA businesses operating across the U.S., U.K., and Bermuda. The company operates in two segments: Specialty Property and Casualty Insurance and ID.
48GF Score

Get the complete analysis for STU:FGPN

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€5.25
Price
€11.48
GF Value