Awa Bank (TSE:8388) Moat Score: 0/10 (As of Jul. 20, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8388 Awa Bank Ltd TSE:8388
45 GF Score
Price 円7,630.00
GF Value 円3,443.72
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Awa Bank Moat Score?

Awa Bank has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Awa Bank has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Awa Bank might have No Moat - No discernible moat.

Awa Bank  (TSE:8388) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Awa Bank Moat Score Related Terms

TSE:8388
45GF Score
Awa Bank Ltd TSE:8388
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Awa Bank (TSE:8388) Overvalued in 2026?

Based on GuruFocus' analysis, Awa Bank stock appears to be overvalued. The current stock price of 円7,630.00 is trading 121.6% above its estimated GF Value™ of 円3,443.72. GuruFocus considers Awa Bank to be Significantly Overvalued.

Key valuation signals for TSE:8388:

  • Moat Score: 0
  • GF Value™: 円3,443.72 vs. price of 円7,630.00 (121.6% above fair value)
  • GF Score™: 45/100 with 6 warning signs

No single metric tells the full story. See the TSE:8388 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Awa Bank Business Description

Address 2-24-1 Nishisemba-cho, Tokushima-shi, Tokushima, JPN, 770-8601
Awa Bank Ltd is a Japan-based company that is principally engaged in commercial banking and leasing services. The commercial banking business offers services including deposit services, lending services, securities investment services, and exchange services. It also refers customers to the services provided by the company's subsidiaries, including business support services, management consulting services, credit card services, and credit guarantee services. The leasing business provides leasing services by Awagin Leasing Company Limited, a subsidiary of the company. The company generates the majority of revenue from the commercial banking business.
45GF Score

Get the complete analysis for TSE:8388

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円7,630.00
Price
円3,443.72
GF Value