Awa BankTSE:8388 -0.13%45 Pretax Margin % is 22.74% as of Mar. 2026, which is 9% below its 10-year median of 25.12. GuruFocus rates TSE:8388 with a GF Score™ of 45/100 and a GF Value™ of 円3,438.93 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,528 Banks companies, Awa Bank ranks worse than 71.14% on this metric.
Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Awa Bank's Pre-Tax Income for the
three
months ended in Mar. 2026 was 円4,888 Mil. Awa Bank's Revenue for the
three
months ended in Mar. 2026 was 円21,495 Mil. Therefore, Awa Bank's pretax margin for the quarter that ended in Mar. 2026 was 22.74%.
The historical rank and industry rank for Awa Bank's Pretax Margin % or its related term are showing as below:
TSE:8388'
s Pretax Margin % Range Over the Past 10 Years
Min: 18.49 Med: 25.12 Max: 30.75
Current: 26.31
TSE:8388's Pretax Margin % is ranked worse than 71.14% of 1528
companies
in the Banks industry
Industry Median: 34.715
vs TSE:8388: 26.31
Awa Bank (TSE:8388) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Awa Bank Pretax Margin % Related Terms
Awa Bank Pretax Margin % Historical Data
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The historical data trend for Awa Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Awa Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Awa Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Awa Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Awa Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Awa Bank (TSE:8388) has a Pretax Margin % of 22.74% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Awa Bank and its competitors. This is near median its historical median of 25.12. Over the past decade, Awa Bank's Pretax Margin % has ranged from 18.49 to 30.75. According to the industry distribution chart, Awa Bank ranks #1087 out of 1528 companies in the Banks industry, placing it in the top 71.1%.
Is Awa Bank's Pretax Margin % too high?
Awa Bank's current Pretax Margin % of 22.74% is near median its 10-year median of 25.12. Over the past 10 years, this metric has ranged from a low of 18.49 to a high of 30.75. The Banks industry median Pretax Margin % is 34.72. Awa Bank's value of 22.74% is 34.5% below this industry median. Based on the distribution chart, Awa Bank ranks #1087 out of 1528 companies in the Banks industry, which is below the industry midpoint. Overall, Awa Bank has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Awa Bank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Awa Bank ranks #1087 out of 1528 companies for Pretax Margin %. This places Awa Bank in the lower half of its industry. The industry median Pretax Margin % is 34.72. Awa Bank's value of 22.74% is 34.5% below this benchmark. Historically, Awa Bank's own Pretax Margin % has ranged from 18.49 to 30.75 over the past decade. While the company's 10-year median is 25.12 vs. the industry median of 34.72, Awa Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,528 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Awa Bank's current Pretax Margin % of 22.74% is 34.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Awa Bank and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Awa Bank's current Pretax Margin % is 22.74%, which is near median its own 10-year median of 25.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Awa Bank stock overvalued right now?
Based on GuruFocus' analysis, Awa Bank (TSE:8388) is currently considered Significantly Overvalued. The stock's GF Value™ is 円3,438.93, compared to a current price of 円7,540.00 — trading 119.3% above its estimated fair value. The current Pretax Margin % is 22.74%, which is near median its 10-year median of 25.12 and 34.5% below the Banks industry median of 34.72. Awa Bank's overall GF Score™ is 45/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Awa Bank (TSE:8388), the current Pretax Margin % is 22.74% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Awa Bank (TSE:8388) Overvalued in 2026?
Based on GuruFocus' analysis, Awa Bank stock appears to be overvalued.
The current stock price of 円7,540.00 is trading 119.3% above its estimated GF Value™ of 円3,438.93.
GuruFocus considers Awa Bank to be Significantly Overvalued.
Key valuation signals for TSE:8388:
Pretax Margin %: 22.74% (near median its 10-year median of 25.12)
GF Value™: 円3,438.93 vs. price of 円7,540.00 (119.3% above fair value)
Industry Position: 34.5% below the Banks median (#1087 of 1528)
No single metric tells the full story. See the TSE:8388 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Awa Bank Ltd is a Japan-based company that is principally engaged in commercial banking and leasing services. The commercial banking business offers services including deposit services, lending services, securities investment services, and exchange services. It also refers customers to the services provided by the company's subsidiaries, including business support services, management consulting services, credit card services, and credit guarantee services. The leasing business provides leasing services by Awagin Leasing Company Limited, a subsidiary of the company. The company generates the majority of revenue from the commercial banking business.
45GF Score
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