Awa Bank (TSE:8388) PEG Ratio: 2.54 (As of Aug. 26, 2026) — 31% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8388 Awa Bank Ltd TSE:8388
45 GF Score
Price 円9,290.00
GF Value 円3,469.62
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Awa Bank PEG Ratio?

Awa Bank TSE:8388 +4.03% 45 PEG Ratio is 2.54 as of Aug. 26, 2026, which is 31% above its 10-year median of 1.94. GuruFocus rates TSE:8388 with a GF Score™ of 45/100 and a GF Value™ of 円3,469.62 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,228 Banks companies, Awa Bank ranks worse than 68.24% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Awa Bank's PE Ratio without NRI is 20.55. Awa Bank's 5-Year Book Value growth rate is 8.10%. Therefore, Awa Bank's PEG Ratio for today is 2.54.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Awa Bank's PEG Ratio or its related term are showing as below:

TSE:8388' s PEG Ratio Range Over the Past 10 Years
Min: 1   Med: 1.94   Max: 3.76
Current: 2.54


During the past 13 years, Awa Bank's highest PEG Ratio was 3.76. The lowest was 1.00. And the median was 1.94.


TSE:8388's PEG Ratio is ranked worse than
68.24% of 1228 companies
in the Banks industry
Industry Median: 1.54 vs TSE:8388: 2.54

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Awa Bank  (TSE:8388) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Awa Bank PEG Ratio Related Terms


Awa Bank PEG Ratio Historical Data

* Premium members only.

The historical data trend for Awa Bank's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Awa Bank PEG Ratio Chart

Awa Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.34 2.63 1.86 1.30 1.77

Awa Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 1.77 0.00

Awa Bank PEG Ratio Competitor Comparison

For the Banks - Regional subindustry, Awa Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Awa Bank PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Awa Bank's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Awa Bank's PEG Ratio falls into.


TSE:8388
45GF Score
Awa Bank Ltd TSE:8388
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Awa Bank PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Awa Bank's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=20.549596639511/8.10
=2.54

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 2.54 mean?
Awa Bank (TSE:8388) has a PEG Ratio of 2.54 as of Aug. 26, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Awa Bank and its competitors. This is 31% above median its historical median of 1.94. Over the past decade, Awa Bank's PEG Ratio has ranged from 1.00 to 3.76. According to the industry distribution chart, Awa Bank ranks #838 out of 1228 companies in the Banks industry, placing it in the top 68.2%.
Is Awa Bank's PEG Ratio too high?
Awa Bank's current PEG Ratio of 2.54 is 31% above median its 10-year median of 1.94. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 3.76. The Banks industry median PEG Ratio is 1.54. Awa Bank's value of 2.54 is 64.9% above this industry median. Based on the distribution chart, Awa Bank ranks #838 out of 1228 companies in the Banks industry, which is below the industry midpoint. Overall, Awa Bank has a GF Score™ of 45/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Awa Bank's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Awa Bank ranks #838 out of 1228 companies for PEG Ratio. This places Awa Bank in the lower half of its industry. The industry median PEG Ratio is 1.54. Awa Bank's value of 2.54 is 64.9% above this benchmark. Historically, Awa Bank's own PEG Ratio has ranged from 1.00 to 3.76 over the past decade. While the company's 10-year median is 1.94 vs. the industry median of 1.54, Awa Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.54, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Awa Bank's current PEG Ratio of 2.54 is 64.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Awa Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.54 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Awa Bank's current PEG Ratio is 2.54, which is 31% above median its own 10-year median of 1.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Awa Bank stock overvalued right now?
Based on GuruFocus' analysis, Awa Bank (TSE:8388) is currently considered Significantly Overvalued. The stock's GF Value™ is 円3,469.62, compared to a current price of 円9,290.00 — trading 167.8% above its estimated fair value. The current PEG Ratio is 2.54, which is 31% above median its 10-year median of 1.94 and 64.9% above the Banks industry median of 1.54. Awa Bank's overall GF Score™ is 45/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Awa Bank (TSE:8388), the current PEG Ratio is 2.54 as of Aug. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Awa Bank (TSE:8388) Overvalued in 2026?

Based on GuruFocus' analysis, Awa Bank stock appears to be overvalued. The current stock price of 円9,290.00 is trading 167.8% above its estimated GF Value™ of 円3,469.62. GuruFocus considers Awa Bank to be Significantly Overvalued.

Key valuation signals for TSE:8388:

  • PEG Ratio: 2.54 (31% above median its 10-year median of 1.94)
  • GF Value™: 円3,469.62 vs. price of 円9,290.00 (167.8% above fair value)
  • GF Score™: 45/100 with 6 warning signs
  • Industry Position: 64.9% above the Banks median (#838 of 1228)

No single metric tells the full story. See the TSE:8388 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Awa Bank Business Description

Address 2-24-1 Nishisemba-cho, Tokushima-shi, Tokushima, JPN, 770-8601
Awa Bank Ltd is a Japan-based company that is principally engaged in commercial banking and leasing services. The commercial banking business offers services including deposit services, lending services, securities investment services, and exchange services. It also refers customers to the services provided by the company's subsidiaries, including business support services, management consulting services, credit card services, and credit guarantee services. The leasing business provides leasing services by Awagin Leasing Company Limited, a subsidiary of the company. The company generates the majority of revenue from the commercial banking business.
45GF Score

Get the complete analysis for TSE:8388

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円9,290.00
Price
円3,469.62
GF Value