Keiyo Bank (TSE:8544) Moat Score: 0/10 (As of Jul. 12, 2026)


TSE:8544 Keiyo Bank Ltd TSE:8544
47 GF Score
Price 円2,591.00
GF Value 円1,188.47
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Keiyo Bank Moat Score?

Keiyo Bank has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Keiyo Bank has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Keiyo Bank might have No Moat - No discernible moat.

Keiyo Bank  (TSE:8544) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Keiyo Bank Moat Score Related Terms

TSE:8544
47GF Score
Keiyo Bank Ltd TSE:8544
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Keiyo Bank (TSE:8544) Overvalued in 2026?

Based on GuruFocus' analysis, Keiyo Bank stock appears to be overvalued. The current stock price of 円2,591.00 is trading 118% above its estimated GF Value™ of 円1,188.47. GuruFocus considers Keiyo Bank to be Significantly Overvalued.

Key valuation signals for TSE:8544:

  • Moat Score: 0
  • GF Value™: 円1,188.47 vs. price of 円2,591.00 (118% above fair value)
  • GF Score™: 47/100 with 6 warning signs

No single metric tells the full story. See the TSE:8544 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Keiyo Bank Business Description

Address 1-11-11, Fujimi, Chuo-ku, Chiba, JPN, 260-0015
Keiyo Bank Ltd is a Japanese regional bank operating in the Chiba prefecture. Nearly half of its banking locations are in Chiba proper. Its commercial banking activities include consumer loans, foreign currency deposits, and ATM services. Most of the bank's earning assets are in loans and bill discounted, along with securities. Most of its retail loan portfolio is concentrated in housing loans and loans to small and midsize companies. The bank relies on a consulting arm that works with customers to curtail nonperforming loans. In addition to net interest income, the bank relies on fees and commissions to generate income.
47GF Score

Get the complete analysis for TSE:8544

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,591.00
Price
円1,188.47
GF Value