Keiyo Bank (TSE:8544) Dividend Payout Ratio: 0.83 (As of Mar. 2026) — 207% Above Median


TSE:8544 Keiyo Bank Ltd TSE:8544
51 GF Score
Price 円2,623.00
GF Value 円1,185.77
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Keiyo Bank Dividend Payout Ratio?

Keiyo Bank TSE:8544 -1.32% 51 Dividend Payout Ratio is 0.83 as of Mar. 2026, which is 207% above its 10-year median of 0.27. GuruFocus rates TSE:8544 with a GF Score™ of 51/100 and a GF Value™ of 円1,185.77 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,174 Banks companies, Keiyo Bank ranks better than 51.53% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Keiyo Bank's Dividend Payout Ratio for the months ended in Mar. 2026 was 0.83.

The historical rank and industry rank for Keiyo Bank's Dividend Payout Ratio or its related term are showing as below:

TSE:8544' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.2   Med: 0.27   Max: 0.47
Current: 0.32

During the past 13 years, the highest Dividend Payout Ratio of Keiyo Bank was 0.47. The lowest was 0.20. And the median was 0.27.

TSE:8544's Dividend Payout Ratio is ranked better than
51.53% of 1174 companies
in the Banks industry
Industry Median: 0.32 vs TSE:8544: 0.32

As of today (2026-07-08), the Dividend Yield % of Keiyo Bank is 1.58%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Keiyo Bank was 5.53%. The lowest was 1.55%. And the median was 3.11%.

Keiyo Bank's Dividends per Share for the months ended in Mar. 2026 was 円23.00.

During the past 12 months, Keiyo Bank's average Dividends Per Share Growth Rate was 40.00% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 26.00% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 17.10% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 4.90% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Keiyo Bank was 26.00% per year. The lowest was -9.10% per year. And the median was 4.00% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Keiyo Bank (TSE:8544) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Keiyo Bank Dividend Payout Ratio Related Terms

Keiyo Bank Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Keiyo Bank's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Keiyo Bank Dividend Payout Ratio Chart

Keiyo Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.24 0.26 0.28 0.28 0.32

Keiyo Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.55 0.00 0.46 0.00 0.83

Keiyo Bank Dividend Payout Ratio Competitor Comparison

For the Banks - Regional subindustry, Keiyo Bank's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Keiyo Bank Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Keiyo Bank's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Keiyo Bank's Dividend Payout Ratio falls into.


TSE:8544
51GF Score
Keiyo Bank Ltd TSE:8544
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Keiyo Bank Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Keiyo Bank's Dividend Payout Ratio for the fiscal year that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Mar. 2026 )/ EPS without NRI (A: Mar. 2026 )
=42/ 132.464
=0.32

Keiyo Bank's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=23/ 27.718
=0.83

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.83 mean?
Keiyo Bank (TSE:8544) has a Dividend Payout Ratio of 0.83 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Keiyo Bank and its competitors. This is 207% above median its historical median of 0.27. Over the past decade, Keiyo Bank's Dividend Payout Ratio has ranged from 0.20 to 0.47. According to the industry distribution chart, Keiyo Bank ranks #569 out of 1174 companies in the Banks industry, placing it in the top 48.5%.
Is Keiyo Bank's Dividend Payout Ratio too high?
Keiyo Bank's current Dividend Payout Ratio of 0.83 is 207% above median its 10-year median of 0.27. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 0.47. The Banks industry median Dividend Payout Ratio is 0.32. Keiyo Bank's value of 0.83 is 159.4% above this industry median. Based on the distribution chart, Keiyo Bank ranks #569 out of 1174 companies in the Banks industry, which is above the industry midpoint. Overall, Keiyo Bank has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Keiyo Bank's Dividend Payout Ratio compare to competitors?
According to the Banks industry distribution chart, Keiyo Bank ranks #569 out of 1174 companies for Dividend Payout Ratio. This puts Keiyo Bank in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Keiyo Bank's value of 0.83 is 159.4% above this benchmark. Historically, Keiyo Bank's own Dividend Payout Ratio has ranged from 0.20 to 0.47 over the past decade. While the company's 10-year median is 0.27 vs. the industry median of 0.32, Keiyo Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,174 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Keiyo Bank's current Dividend Payout Ratio of 0.83 is 159.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Keiyo Bank and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Keiyo Bank's current Dividend Payout Ratio is 0.83, which is 207% above median its own 10-year median of 0.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Keiyo Bank stock overvalued right now?
Based on GuruFocus' analysis, Keiyo Bank (TSE:8544) is currently considered Significantly Overvalued. The stock's GF Value™ is 円1,185.77, compared to a current price of 円2,623.00 — trading 121.2% above its estimated fair value. The current Dividend Payout Ratio is 0.83, which is 207% above median its 10-year median of 0.27 and 159.4% above the Banks industry median of 0.32. Keiyo Bank's overall GF Score™ is 51/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Keiyo Bank (TSE:8544), the current Dividend Payout Ratio is 0.83 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Keiyo Bank (TSE:8544) Overvalued in 2026?

Based on GuruFocus' analysis, Keiyo Bank stock appears to be overvalued. The current stock price of 円2,623.00 is trading 121.2% above its estimated GF Value™ of 円1,185.77. GuruFocus considers Keiyo Bank to be Significantly Overvalued.

Key valuation signals for TSE:8544:

  • Dividend Payout Ratio: 0.83 (207% above median its 10-year median of 0.27)
  • GF Value™: 円1,185.77 vs. price of 円2,623.00 (121.2% above fair value)
  • GF Score™: 51/100 with 6 warning signs
  • Industry Position: 159.4% above the Banks median (#569 of 1174)

No single metric tells the full story. See the TSE:8544 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Keiyo Bank Business Description

Address 1-11-11, Fujimi, Chuo-ku, Chiba, JPN, 260-0015
Keiyo Bank Ltd is a Japanese regional bank operating in the Chiba prefecture. Nearly half of its banking locations are in Chiba proper. Its commercial banking activities include consumer loans, foreign currency deposits, and ATM services. Most of the bank's earning assets are in loans and bill discounted, along with securities. Most of its retail loan portfolio is concentrated in housing loans and loans to small and midsize companies. The bank relies on a consulting arm that works with customers to curtail nonperforming loans. In addition to net interest income, the bank relies on fees and commissions to generate income.
51GF Score

Get the complete analysis for TSE:8544

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,623.00
Price
円1,185.77
GF Value