Keiyo Bank (TSE:8544) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8544 Keiyo Bank Ltd TSE:8544
50 GF Score
Price 円2,623.00
GF Value 円1,200.90
Valuation Significantly Overvalued
! 6 Warning Signs
View Full Analysis

What is Keiyo Bank Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Keiyo Bank Quality Rank Related Terms

TSE:8544
50GF Score
Keiyo Bank Ltd TSE:8544
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Keiyo Bank (TSE:8544) Overvalued in 2026?

Based on GuruFocus' analysis, Keiyo Bank stock appears to be overvalued. The current stock price of 円2,623.00 is trading 118.4% above its estimated GF Value™ of 円1,200.90. GuruFocus considers Keiyo Bank to be Significantly Overvalued.

Key valuation signals for TSE:8544:

  • Quality Rank:
  • GF Value™: 円1,200.90 vs. price of 円2,623.00 (118.4% above fair value)
  • GF Score™: 50/100 with 6 warning signs

No single metric tells the full story. See the TSE:8544 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Keiyo Bank Business Description

Address 1-11-11, Fujimi, Chuo-ku, Chiba, JPN, 260-0015
Keiyo Bank Ltd is a Japanese regional bank operating in the Chiba prefecture. Nearly half of its banking locations are in Chiba proper. Its commercial banking activities include consumer loans, foreign currency deposits, and ATM services. Most of the bank's earning assets are in loans and bill discounted, along with securities. Most of its retail loan portfolio is concentrated in housing loans and loans to small and midsize companies. The bank relies on a consulting arm that works with customers to curtail nonperforming loans. In addition to net interest income, the bank relies on fees and commissions to generate income.
50GF Score

Get the complete analysis for TSE:8544

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,623.00
Price
円1,200.90
GF Value