Mpay (WAR:MPY) Moat Score: 0/10 (As of Jul. 02, 2026)


WAR:MPY Mpay SA WAR:MPY
39 GF Score
Price zł0.14
GF Value zł0.14
Valuation Fairly Valued
! 10 Warning Signs
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What is Mpay Moat Score?

Mpay has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Mpay has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Mpay might have No Moat - No discernible moat.

Mpay  (WAR:MPY) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Mpay Moat Score Related Terms

WAR:MPY
39GF Score
Mpay SA WAR:MPY
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Mpay (WAR:MPY) Overvalued in 2026?

Based on GuruFocus' analysis, Mpay stock appears to be overvalued. The current stock price of zł0.14 is trading 0.7% above its estimated GF Value™ of zł0.14. GuruFocus considers Mpay to be Fairly Valued.

Key valuation signals for WAR:MPY:

  • Moat Score: 0
  • GF Value™: zł0.14 vs. price of zł0.14 (0.7% above fair value)
  • GF Score™: 39/100 with 10 warning signs

No single metric tells the full story. See the WAR:MPY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mpay Business Description

Address Ulica Jasna 1 lok. 421, Warsaw, POL, 00-013
Mpay SA is a Polish supplier of m-payment solutions. The company creates and develops instruments that enable the execution of financial transactions on mobile devices. The flagship product of the company is the mPay application, which enables buying communication tickets, regulates payments for paid parking, or powers prepaid phone accounts using a smartphone or tablet.
39GF Score

Get the complete analysis for WAR:MPY

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł0.14
Price
zł0.14
GF Value