MpayWAR:MPY -3.61%39 FCF Margin % is -48.51% as of Mar. 2026. GuruFocus rates WAR:MPY with a GF Score™ of 39/100 and a GF Value™ of zł0.14 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 2,811 Software companies, Mpay ranks worse than 72.36% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Mpay's Free Cash Flow for the
three
months ended in Mar. 2026 was zł-1.73 Mil. Mpay's Revenue for the
three
months ended in Mar. 2026 was zł3.57 Mil. Therefore, Mpay's FCF Margin % for the quarter that ended in Mar. 2026 was -48.51%.
The historical rank and industry rank for Mpay's FCF Margin % or its related term are showing as below:
WAR:MPY'
s FCF Margin % Range Over the Past 10 Years
Min: -28.01 Med: -7.58 Max: 13.55
Current: -12.05
During the past 13 years, the highest FCF Margin % of Mpay was 13.55%. The lowest was -28.01%. And the median was -7.58%.
WAR:MPY's FCF Margin % is ranked worse than 72.36% of 2811
companies
in the Software industry
Industry Median: 2.4
vs WAR:MPY: -12.05
Mpay FCF Margin % Related Terms
Mpay FCF Margin % Historical Data
* Premium members only.
The historical data trend for Mpay's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
WAR:MPY vs MSFT, ORCL, PLTR: FCF Margin % Comparison
For the Software - Infrastructure subindustry, Mpay's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Mpay FCF Margin % vs Software Industry
For the Software industry and Technology sector, Mpay's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Mpay's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Mpay (WAR:MPY) has a FCF Margin % of -48.51% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Mpay and its competitors. According to the industry distribution chart, Mpay ranks #2034 out of 2811 companies in the Software industry, placing it in the top 72.4%.
Is Mpay's FCF Margin % too high?
Mpay's current FCF Margin % is -48.51%. Based on the distribution chart, Mpay ranks #2034 out of 2811 companies in the Software industry, which is below the industry midpoint. Overall, Mpay has a GF Score™ of 39/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Mpay's FCF Margin % compare to MSFT and ORCL?
According to the Software industry distribution chart, Mpay ranks #2034 out of 2811 companies for FCF Margin %. This places Mpay in the lower half of its industry. The industry median FCF Margin % is 2.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Software company?
The median FCF Margin % among Software companies is 2.40, based on 2,811 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Mpay and its competitors. For the Software industry, the median FCF Margin % is 2.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mpay's current FCF Margin % is -48.51%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mpay stock overvalued right now?
Based on GuruFocus' analysis, Mpay (WAR:MPY) is currently considered Significantly Overvalued. The stock's GF Value™ is zł0.14, compared to a current price of zł0.24 — trading 71.4% above its estimated fair value. The current FCF Margin % is -48.51%. Mpay's overall GF Score™ is 39/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Mpay (WAR:MPY), the current FCF Margin % is -48.51% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Mpay (WAR:MPY) Overvalued in 2026?
Based on GuruFocus' analysis, Mpay stock appears to be overvalued.
The current stock price of zł0.24 is trading 71.4% above its estimated GF Value™ of zł0.14.
GuruFocus considers Mpay to be Significantly Overvalued.
Key valuation signals for WAR:MPY:
FCF Margin %: -48.51%
GF Value™: zł0.14 vs. price of zł0.24 (71.4% above fair value)
No single metric tells the full story. See the WAR:MPY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mpay SA is a Polish supplier of m-payment solutions. The company creates and develops instruments that enable the execution of financial transactions on mobile devices. The flagship product of the company is the mPay application, which enables buying communication tickets, regulates payments for paid parking, or powers prepaid phone accounts using a smartphone or tablet.
39GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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