Mpay (WAR:MPY) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:MPY Mpay SA WAR:MPY
40 GF Score
Price zł0.13
GF Value zł0.14
Valuation Fairly Valued
! 9 Warning Signs
View Full Analysis

What is Mpay Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

Mpay Quality Rank Related Terms

WAR:MPY
40GF Score
Mpay SA WAR:MPY
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Mpay (WAR:MPY) Overvalued in 2026?

Based on GuruFocus' analysis, Mpay stock appears to be undervalued. The current stock price of zł0.13 is trading 4.3% below its estimated GF Value™ of zł0.14. GuruFocus considers Mpay to be Fairly Valued.

Key valuation signals for WAR:MPY:

  • Quality Rank:
  • GF Value™: zł0.14 vs. price of zł0.13 (4.3% below fair value)
  • GF Score™: 40/100 with 9 warning signs

No single metric tells the full story. See the WAR:MPY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mpay Business Description

Address Ulica Jasna 1 lok. 421, Warsaw, POL, 00-013
Mpay SA is a Polish supplier of m-payment solutions. The company creates and develops instruments that enable the execution of financial transactions on mobile devices. The flagship product of the company is the mPay application, which enables buying communication tickets, regulates payments for paid parking, or powers prepaid phone accounts using a smartphone or tablet.
40GF Score

Get the complete analysis for WAR:MPY

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł0.13
Price
zł0.14
GF Value