Banco de la Produccion PRODUBANCO (XGUA:PRE) Moat Score: 0/10 (As of Jul. 20, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XGUA:PRE Banco de la Produccion SA PRODUBANCO XGUA:PRE
77 GF Score
Price $1.86
GF Value $1.08
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Banco de la Produccion PRODUBANCO Moat Score?

Banco de la Produccion PRODUBANCO has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Banco de la Produccion PRODUBANCO has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Banco de la Produccion PRODUBANCO might have No Moat - No discernible moat.

Banco de la Produccion PRODUBANCO  (XGUA:PRE) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Banco de la Produccion PRODUBANCO Moat Score Related Terms

XGUA:PRE
77GF Score
Banco de la Produccion SA PRODUBANCO XGUA:PRE
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Banco de la Produccion PRODUBANCO (XGUA:PRE) Overvalued in 2026?

Based on GuruFocus' analysis, Banco de la Produccion PRODUBANCO stock appears to be overvalued. The current stock price of $1.86 is trading 72.2% above its estimated GF Value™ of $1.08. GuruFocus considers Banco de la Produccion PRODUBANCO to be Significantly Overvalued.

Key valuation signals for XGUA:PRE:

  • Moat Score: 0
  • GF Value™: $1.08 vs. price of $1.86 (72.2% above fair value)
  • GF Score™: 77/100 with 6 warning signs

No single metric tells the full story. See the XGUA:PRE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco de la Produccion PRODUBANCO Business Description

Other Exchanges PRE:Ecuador
Address Simon Bolivar and Via a Nayon, Ekopark Corporate Complex, Tower 1, Quito, ECU
Banco de la Produccion SA PRODUBANCO is a banking company. Its services include current accounts in dollars, savings accounts in dollars, capital integration accounts, payment of import levies, payment of taxes, accumulation policies, and ATMs among others.
77GF Score

Get the complete analysis for XGUA:PRE

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.86
Price
$1.08
GF Value