Palestine Islamic Bank (XPAE:ISBK) Moat Score: 0/10 (As of Aug. 11, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XPAE:ISBK Palestine Islamic Bank XPAE:ISBK
54 GF Score
Price $1.24
GF Value $1.20
Valuation Fairly Valued
! 1 Warning Sign
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What is Palestine Islamic Bank Moat Score?

Palestine Islamic Bank has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Palestine Islamic Bank has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Palestine Islamic Bank might have No Moat - No discernible moat.

Palestine Islamic Bank  (XPAE:ISBK) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Palestine Islamic Bank Moat Score Related Terms

XPAE:ISBK
54GF Score
Palestine Islamic Bank XPAE:ISBK
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Palestine Islamic Bank (XPAE:ISBK) Overvalued in 2026?

Based on GuruFocus' analysis, Palestine Islamic Bank stock appears to be overvalued. The current stock price of $1.24 is trading 3.3% above its estimated GF Value™ of $1.20. GuruFocus considers Palestine Islamic Bank to be Fairly Valued.

Key valuation signals for XPAE:ISBK:

  • Moat Score: 0
  • GF Value™: $1.20 vs. price of $1.24 (3.3% above fair value)
  • GF Score™: 54/100 with 1 warning sign

No single metric tells the full story. See the XPAE:ISBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Palestine Islamic Bank Business Description

Address P.O. Box 2106, Ramallah - Al Masyoun, PSE
Palestine Islamic Bank offers personal, business, and investment banking products and services to customers in Palestine. It is engaged in baking, finance, commercial and investment services in accordance with the provisions of Islamic Sharia.
54GF Score

Get the complete analysis for XPAE:ISBK

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.24
Price
$1.20
GF Value