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Palestine Islamic BankXPAE:ISBK 54 Pretax Margin % is 12.94% as of Mar. 2026, which is 59% below its 10-year median of 31.29. GuruFocus rates XPAE:ISBK with a GF Score™ of 54/100 and a GF Value™ of $1.20 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,526 Banks companies, Palestine Islamic Bank ranks worse than 90.76% on this metric.
Palestine Islamic Bank (XPAE:ISBK) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Palestine Islamic Bank Pretax Margin % Related Terms
Palestine Islamic Bank Pretax Margin % Historical Data
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The historical data trend for Palestine Islamic Bank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Palestine Islamic Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Palestine Islamic Bank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Palestine Islamic Bank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Palestine Islamic Bank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Palestine Islamic Bank (XPAE:ISBK) has a Pretax Margin % of 12.94% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Palestine Islamic Bank and its competitors. This is 59% below median its historical median of 31.29. Over the past decade, Palestine Islamic Bank's Pretax Margin % has ranged from 1.61 to 39.54. According to the industry distribution chart, Palestine Islamic Bank ranks #1385 out of 1526 companies in the Banks industry, placing it in the top 90.8%.
Is Palestine Islamic Bank's Pretax Margin % too high?
Palestine Islamic Bank's current Pretax Margin % of 12.94% is 59% below median its 10-year median of 31.29. Over the past 10 years, this metric has ranged from a low of 1.61 to a high of 39.54. The Banks industry median Pretax Margin % is 35.51. Palestine Islamic Bank's value of 12.94% is 63.6% below this industry median. Based on the distribution chart, Palestine Islamic Bank ranks #1385 out of 1526 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Palestine Islamic Bank has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Palestine Islamic Bank's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Palestine Islamic Bank ranks #1385 out of 1526 companies for Pretax Margin %. This places Palestine Islamic Bank in the lower half of its industry. The industry median Pretax Margin % is 35.51. Palestine Islamic Bank's value of 12.94% is 63.6% below this benchmark. Historically, Palestine Islamic Bank's own Pretax Margin % has ranged from 1.61 to 39.54 over the past decade. While the company's 10-year median is 31.29 vs. the industry median of 35.51, Palestine Islamic Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.51, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Palestine Islamic Bank's current Pretax Margin % of 12.94% is 63.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Palestine Islamic Bank and its competitors. For the Banks industry, the median Pretax Margin % is 35.51 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Palestine Islamic Bank's current Pretax Margin % is 12.94%, which is 59% below median its own 10-year median of 31.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Palestine Islamic Bank stock overvalued right now?
Based on GuruFocus' analysis, Palestine Islamic Bank (XPAE:ISBK) is currently considered Fairly Valued. The stock's GF Value™ is $1.20, compared to a current price of $1.24 — trading 3.3% above its estimated fair value. The current Pretax Margin % is 12.94%, which is 59% below median its 10-year median of 31.29 and 63.6% below the Banks industry median of 35.51. Palestine Islamic Bank's overall GF Score™ is 54/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Palestine Islamic Bank (XPAE:ISBK), the current Pretax Margin % is 12.94% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Palestine Islamic Bank (XPAE:ISBK) Overvalued in 2026?
Based on GuruFocus' analysis, Palestine Islamic Bank stock appears to be overvalued.
The current stock price of $1.24 is trading 3.3% above its estimated GF Value™ of $1.20.
GuruFocus considers Palestine Islamic Bank to be Fairly Valued.
Key valuation signals for XPAE:ISBK:
Pretax Margin %: 12.94% (59% below median its 10-year median of 31.29)
GF Value™: $1.20 vs. price of $1.24 (3.3% above fair value)
Industry Position: 63.6% below the Banks median (#1385 of 1526)
No single metric tells the full story. See the XPAE:ISBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Palestine Islamic Bank offers personal, business, and investment banking products and services to customers in Palestine. It is engaged in baking, finance, commercial and investment services in accordance with the provisions of Islamic Sharia.
54GF Score
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