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The zones of discrimination for M-Score is as such:
An M-Score of equal or less than -1.78 suggests that the company is unlikely to be a manipulator.
An M-Score of greater than -1.78 signals that the company is likely to be a manipulator.
Good Sign:
Beneish M-Score -2.33 no higher than -1.78, which implies that the company is unlikely to be a manipulator.
The historical rank and industry rank for Abacus Global Management's Beneish M-Score or its related term are showing as below:
ABX'
s Beneish M-Score Range Over the Past 10 Years
Min: -2.33 Med: 0.12 Max: 2.29
Current: -2.33
During the past 6 years, the highest Beneish M-Score of Abacus Global Management was 2.29. The lowest was -2.33. And the median was 0.12.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ABX vs KCLI, SNFCA, CIA: Beneish M-Score Comparison
For the Insurance - Life subindustry, Abacus Global Management's Beneish M-Score, along with its competitors' market caps and Beneish M-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Abacus Global Management Beneish M-Score vs Insurance Industry
For the Insurance industry and Financial Services sector, Abacus Global Management's Beneish M-Score distribution charts can be found below:
* The bar in red indicates where Abacus Global Management's Beneish M-Score falls into.
Abacus Global Management Beneish M-Score Calculation
The M-score was created by Professor Messod Beneish. Instead of measuring the bankruptcy risk (Altman Z-Score) or business trend (Piotroski F-Score), M-score can be used to detect the risk of earnings manipulation. This is the original research paper on M-score.
The M-Score Variables:
The M-score of Abacus Global Management for today is based on a combination of the following eight different indices:
M
=
-4.84
+
0.92 * DSRI
+
0.528 * GMI
+
0.404 * AQI
+
0.892 * SGI
+
0.115 * DEPI
=
-4.84
+
0.92 * 0.8582
+
0.528 * 0.9943
+
0.404 * 0.9803
+
0.892 * 1.8613
+
0.115 * 1.0911
-
0.172 * SGAI
+
4.679 * TATA
-
0.327 * LVGI
-
0.172 * 0.688
+
4.679 * -0.113839
-
0.327 * 1.0351
=
-2.33
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sales growth is not itself a measure of manipulation. However, growth companies are likely to find themselves under pressure to manipulate in order to keep up appearances.
DEPI greater than 1 indicates that assets are being depreciated at a slower rate. This suggests that the firm might be revising useful asset life assumptions upwards, or adopting a new method that is income friendly.
DEPI
=
(Depreciation_t-1 / (Depreciaton_t-1 + PPE_t-1))
/
(Depreciation_t / (Depreciaton_t + PPE_t))
=
(10.986 / (10.986 + 5.856))
/
(17.78 / (17.78 + 11.961))
=
0.652298
/
0.597828
=
1.0911
Note: If the Depreciation, Depletion and Amortization data is not available, we assume that the depreciation rate is constant and set the Depreciation Index to 1.
6. SGAI = Sales, General and Administrative expenses Index
Total accruals calculated as the change in working capital accounts other than cash less depreciation.
TATA
=
(IncomefromContinuingOperations_t
-
CashFlowsfromOperations_t)
/
TotalAssets_t
=
(NetIncome_t - NonOperatingIncome_t
-
CashFlowsfromOperations_t)
/
TotalAssets_t
=
(39.152 - 6.019
-
127.596)
/
829.795
=
-0.113839
An M-Score of equal or less than -1.78 suggests that the company is unlikely to be a manipulator. An M-Score of greater than -1.78 signals that the company is likely to be a manipulator.
Abacus Global Management has a M-score of -2.33 suggests that the company is unlikely to be a manipulator.
Abacus Global Management (ABX) has a Beneish M-Score of -2.33 as of Aug. 02, 2026. The Beneish M-score measures the likelihood of earnings manipulation. View historical data on Abacus Global Management and its competitors. According to the industry distribution chart, Abacus Global Management ranks #269 out of 397 companies in the Insurance industry, placing it in the top 67.8%.
Is Abacus Global Management's Beneish M-Score too high?
Abacus Global Management's current Beneish M-Score is -2.33. Based on the distribution chart, Abacus Global Management ranks #269 out of 397 companies in the Insurance industry, which is below the industry midpoint. Overall, Abacus Global Management has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Abacus Global Management's Beneish M-Score compare to KCLI and SNFCA?
According to the Insurance industry distribution chart, Abacus Global Management ranks #269 out of 397 companies for Beneish M-Score. This places Abacus Global Management in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beneish M-Score for an Insurance company?
A good Beneish M-Score depends on the Insurance industry context. However, Beneish M-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beneish M-Score mean?
A high Beneish M-Score can signal that a stock is expensive relative to its fundamentals. The Beneish M-score measures the likelihood of earnings manipulation. View historical data on Abacus Global Management and its competitors. Abacus Global Management's current Beneish M-Score is -2.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abacus Global Management stock overvalued right now?
Based on GuruFocus' analysis, Abacus Global Management (ABX) is currently considered Modestly Undervalued. The stock's GF Value™ is $13.55, compared to a current price of $10.31 — trading 23.9% below its estimated fair value. The current Beneish M-Score is -2.33. Abacus Global Management's overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beneish M-Score calculated?
Beneish M-Score is calculated from a company's financial statements. For Abacus Global Management (ABX), the current Beneish M-Score is -2.33 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Abacus Global Management (ABX) Overvalued in 2026?
Based on GuruFocus' analysis, Abacus Global Management stock appears to be undervalued.
The current stock price of $10.31 is trading 23.9% below its estimated GF Value™ of $13.55.
GuruFocus considers Abacus Global Management to be Modestly Undervalued.
Key valuation signals for ABX:
Beneish M-Score: -2.33
GF Value™: $13.55 vs. price of $10.31 (23.9% below fair value)
No single metric tells the full story. See the ABX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Abacus Global Management Inc is a financial services company specializing in alternative asset management, data-driven wealth solutions, technology innovations, and institutional services. The company operates through four distinct yet complementary divisions: Abacus Life Solutions, Abacus Asset Group, Abacus Intel, and Abacus Wealth Advisors. It operates through three reportable segments, Asset management, Life solutions, and Technology services. It derives the majority revenue from Life solutions segment that generates revenues by buying, selling, and trading policies, and maintaining policies until receipt of death benefits. It also generates revenue by originating life insurance policy settlements between investors or buyers, and the sellers, who is often the original policy owner.
63GF Score
Get the complete analysis for ABX
Beneish M-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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