Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Abacus Global ManagementABX -1.53%63 Altman Z-Score is 2.11 as of Aug. 02, 2026, which is 19% above its 10-year median of 1.77. GuruFocus rates ABX with a GF Score™ of 63/100 and a GF Value™ of $13.55 (Modestly Undervalued). The stock has 7 warning signs investors should review. Among 63 Insurance companies, Abacus Global Management ranks better than 61.9% on this metric.
The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.
Warning Sign:
Altman Z-score of 2.11 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.
Abacus Global Management has a Altman Z-Score of 2.11, indicating it is in Grey Zones. This implies that Abacus Global Management is in some kind of financial stress. If it is below 1.81, the company may face bankrupcy risk.
The zones of discrimination were as such:
When Altman Z-Score <= 1.8, it is in Distress Zones.
When Altman Z-Score >= 3, it is in Safe Zones.
When Altman Z-Score is between 1.8 and 3, it is in Grey Zones.
The historical rank and industry rank for Abacus Global Management's Altman Z-Score or its related term are showing as below:
ABX'
s Altman Z-Score Range Over the Past 10 Years
Min: 0.88 Med: 1.77 Max: 2.56
Current: 2.11
During the past 6 years, Abacus Global Management's highest Altman Z-Score was 2.56. The lowest was 0.88. And the median was 1.77.
Abacus Global Management (NYSE:ABX) Altman Z-Score Explanation
X1: The Working Capital/Total Assets (WC/TA) ratio is a measure of the net liquid assets of the firm relative to the total capitalization. Working capital is defined as the difference between current assets and current liabilities. Ordinarily, a firm experiencing consistent operating losses will have shrinking current assets in relation to total assets. Altman found this one proved to be the most valuable liquidity ratio comparing with the current ratio and the quick ratio. This is however the least significant of the five factors.
X2: Retained Earnings/Total Assets: the RE/TA ratio measures the leverage of a firm. Retained earnings is the account which reports the total amount of reinvested earnings and/or losses of a firm over its entire life. Those firms with high RE, relative to TA, have financed their assets through retention of profits and have not utilized as much debt.
X3, Earnings Before Interest and Taxes/Total Assets (EBIT/TA): This ratio is a measure of the true productivity of the firm's assets, independent of any tax or leverage factors. Since a firm's ultimate existence is based on the earning power of its assets, this ratio appears to be particularly appropriate for studies dealing with corporate failure. This ratio continually outperforms other profitability measures, including cash flow.
X4, Market Value of Equity/Book Value of Total Liabilities (MVE/TL): The measure shows how much the firm's assets can decline in value (measured by market value of equity plus debt) before the liabilities exceed the assets and the firm becomes insolvent.
X5, Revenue/Total Assets (S/TA): The capital-turnover ratio is a standard financial ratio illustrating the sales generating ability of the firm's assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ABX vs KCLI, SNFCA, CIA: Altman Z-Score Comparison
For the Insurance - Life subindustry, Abacus Global Management's Altman Z-Score, along with its competitors' market caps and Altman Z-Score data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Abacus Global Management Altman Z-Score vs Insurance Industry
For the Insurance industry and Financial Services sector, Abacus Global Management's Altman Z-Score distribution charts can be found below:
* The bar in red indicates where Abacus Global Management's Altman Z-Score falls into.
Abacus Global Management Altman Z-Score Calculation
Altman Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency. GuruFocus does not calculate Altman Z-Score when X4 or X5 value is 0.
Abacus Global Management (ABX) has a Altman Z-Score of 2.11 as of Aug. 02, 2026. The Altman Z-score measures a company's bankruptcy risk. View historical data on Abacus Global Management and its competitors. This is 19% above median its historical median of 1.77. Over the past decade, Abacus Global Management's Altman Z-Score has ranged from 0.88 to 2.56. According to the industry distribution chart, Abacus Global Management ranks #24 out of 63 companies in the Insurance industry, placing it in the top 38.1%.
Is Abacus Global Management's Altman Z-Score too high?
Abacus Global Management's current Altman Z-Score of 2.11 is 19% above median its 10-year median of 1.77. Over the past 10 years, this metric has ranged from a low of 0.88 to a high of 2.56. The Insurance industry median Altman Z-Score is 1.52. Abacus Global Management's value of 2.11 is 38.8% above this industry median. Based on the distribution chart, Abacus Global Management ranks #24 out of 63 companies in the Insurance industry, which is above the industry midpoint. Overall, Abacus Global Management has a GF Score™ of 63/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Abacus Global Management's Altman Z-Score compare to KCLI and SNFCA?
According to the Insurance industry distribution chart, Abacus Global Management ranks #24 out of 63 companies for Altman Z-Score. This puts Abacus Global Management in the upper half of its industry. The industry median Altman Z-Score is 1.52. Abacus Global Management's value of 2.11 is 38.8% above this benchmark. Historically, Abacus Global Management's own Altman Z-Score has ranged from 0.88 to 2.56 over the past decade. While the company's 10-year median is 1.77 vs. the industry median of 1.52, Abacus Global Management has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Altman Z-Score for an Insurance company?
The median Altman Z-Score among Insurance companies is 1.52, based on 63 companies in the industry. Companies in the top quartile (top 25%) have a Altman Z-Score significantly above this median, while those in the bottom quartile fall well below. However, Altman Z-Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Abacus Global Management's current Altman Z-Score of 2.11 is 38.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Altman Z-Score mean?
A high Altman Z-Score can signal that a stock is expensive relative to its fundamentals. The Altman Z-score measures a company's bankruptcy risk. View historical data on Abacus Global Management and its competitors. For the Insurance industry, the median Altman Z-Score is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Abacus Global Management's current Altman Z-Score is 2.11, which is 19% above median its own 10-year median of 1.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Abacus Global Management stock overvalued right now?
Based on GuruFocus' analysis, Abacus Global Management (ABX) is currently considered Modestly Undervalued. The stock's GF Value™ is $13.55, compared to a current price of $10.31 — trading 23.9% below its estimated fair value. The current Altman Z-Score is 2.11, which is 19% above median its 10-year median of 1.77 and 38.8% above the Insurance industry median of 1.52. Abacus Global Management's overall GF Score™ is 63/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Altman Z-Score calculated?
Altman Z-Score is calculated from a company's financial statements. For Abacus Global Management (ABX), the current Altman Z-Score is 2.11 as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Abacus Global Management (ABX) Overvalued in 2026?
Based on GuruFocus' analysis, Abacus Global Management stock appears to be undervalued.
The current stock price of $10.31 is trading 23.9% below its estimated GF Value™ of $13.55.
GuruFocus considers Abacus Global Management to be Modestly Undervalued.
Key valuation signals for ABX:
Altman Z-Score: 2.11 (19% above median its 10-year median of 1.77)
GF Value™: $13.55 vs. price of $10.31 (23.9% below fair value)
Industry Position: 38.8% above the Insurance median (#24 of 63)
No single metric tells the full story. See the ABX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Abacus Global Management Inc is a financial services company specializing in alternative asset management, data-driven wealth solutions, technology innovations, and institutional services. The company operates through four distinct yet complementary divisions: Abacus Life Solutions, Abacus Asset Group, Abacus Intel, and Abacus Wealth Advisors. It operates through three reportable segments, Asset management, Life solutions, and Technology services. It derives the majority revenue from Life solutions segment that generates revenues by buying, selling, and trading policies, and maintaining policies until receipt of death benefits. It also generates revenue by originating life insurance policy settlements between investors or buyers, and the sellers, who is often the original policy owner.
63GF Score
Get the complete analysis for ABX
Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ABX has been successfully added to your 
