SBT Bancorp (SBT Bancorp) Net Charge Offs to Average Loans % : 0.00% (As of Sep. 2017)

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What is SBT Bancorp Net Charge Offs to Average Loans %?

Net Charge Offs to Average Loans % is the net charge-offs divided by the average total loans during a specific period. This ratio measures the proportion of debt owed to a company that is unlikely to be recovered. A higher ratio means there’s more bad debt that is unlikely to be collected, which leads investors to believe it has a very risky portfolio.

The historical rank and industry rank for SBT Bancorp's Net Charge Offs to Average Loans % or its related term are showing as below:

SBTB's Net Charge Offs to Average Loans % is not ranked ^*
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Net Charge Offs to Average Loans % only.

SBT Bancorp Net Charge Offs to Average Loans % Historical Data

The historical data trend for SBT Bancorp's Net Charge Offs to Average Loans % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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SBT Bancorp Net Charge Offs to Average Loans % Chart

SBT Bancorp Annual Data

Trend

Dec16

Dec17

Net Charge Offs to Average Loans %

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Capital Adequacy Tier - Tier 1 Ratio %

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Capital Adequacy Tier - Leverage Ratio %

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Capital Adequacy Tier - Total Capital Ratio %

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Efficiency Overhead Ratio %

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SBT BancorpQuarterly Data

Trend

Jun16

Sep16

Mar17

Jun17

Sep17

Net Charge Offs to Average Loans %

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Capital Adequacy Tier - Tier 1 Ratio %

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Capital Adequacy Tier - Leverage Ratio %

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Capital Adequacy Tier - Total Capital Ratio %

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SBT Bancorp (OTCPK:SBTB) Net Charge Offs to Average Loans % Calculation

Net Charge Offs to Average Loans % is calculated as

Net Charge Offs to Average Loans %

Net Charge-offs

Average Total Loans

SBT Bancorp (OTCPK:SBTB) Net Charge Offs to Average Loans % Explanation

A Net Charge-off (NCO) is the dollar amount representing the difference between gross charge-offs and any subsequent recoveries of delinquent debt. The bad debt often needs to be written off and classified as gross charge-off. If any money is recovered from that debt, the recovered amount needs to be subtracted from gross charge-off, which is how we get the net charge-off.

Net Charge Offs to Average Loans % represents the amount of debt that a company believes it will never collect and is an indicator of a financial institution's loan portfolio performance. A higher ratio, especially when compared to the previous period or to other banks, would suggest that there’s more bad debt that is unlikely to be collected and the loan portfolio may be too risky.

SBT Bancorp Net Charge Offs to Average Loans % Related Terms

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SBT Bancorp (SBT Bancorp) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » SBT Bancorp Inc (OTCPK:SBTB) » Definitions » Net Charge Offs to Average Loans %

Comparable Companies

Traded in Other Exchanges

N/A

Address

86 Hopmeadow Street, Weatogue, CT, USA, 06089

Website

http://www.simsburybank.com

SBT Bancorp Inc is the holding company for The Simsbury Bank & Trust Company Inc. The bank offers commercial banking services to residents and businesses through commercial loans and residential mortgage programs as well as home equity lines and loans, FDIC-insured checking, savings, and IRA accounts, 401(k) rollover accounts, and safe deposit and other customary non-deposit banking services. The bank also offers investment products to customers through SBT Investment Services, Inc. The Bank serves customers locally through branches in Avon, Bloomfield, Granby, Simsbury and West Hartford and regionally through mortgage and commercial bankers active throughout Southern New England.

Executives

Michael L. Hammer

other: Simsbury Bank & Trust Director

C/O HV BANCORP, INC., 2005 SOUTH EASTON ROAD, SUITE 304, DOYLESTOWN PA 18901

SBT Bancorp (SBT Bancorp) Headlines

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