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Hyakugo BankNGO:8368 56 Net Current Asset Value is 円0.00 as of Mar. 2026. GuruFocus rates NGO:8368 with a GF Score™ of 56/100 and a GF Value™ of 円965.82 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 20 Banks companies, Hyakugo Bank ranks worse than 4999995% on this metric.
In calculating the Net Current Asset Value (NCAV), Benjamin Graham means a company's current assets (such as cash, marketable securities, and inventories) minus its total liabilities (including preferred stock, minority interest, and long-term debt).
Hyakugo Bank's net current asset value per share for the quarter that ended in Mar. 2026 was 円0.00.
The historical rank and industry rank for Hyakugo Bank's Net Current Asset Value or its related term are showing as below:
NGO:8368's Price-to-Net-Current-Asset-Value is not ranked *
in the Banks industry.
Industry Median: 1.215 * Ranked among companies with meaningful Price-to-Net-Current-Asset-Value only.
Hyakugo Bank (NGO:8368) Net Current Asset Value Explanation
Benjamin Graham first discussed net current asset value (NCAV) in the 1934 edition of "Security Analysis", which he coauthored with David Dodd. In the book, (net) current asset value is defined as:" current assets alone, minus all liabilities and claims ahead of the issue."
The common definition of NCAV is: NCAV = current assets – [total liabilities + minority interest + preferred stock]
Net current assets exclude not only the intangible assets but also the fixed and miscellaneous assets. In addition, Graham believed that preferred stock belongs on the liability side of the balance sheet, not as part of capital and surplus. In "Security Analysis", preferred stock is dubbed "an imperfect creditorship position" that is best placed on the balance sheet alongside funded debt.
One research study, covering the years 1970 through 1983 showed that portfolios picked at the beginning of each year, and held for one year, returned 29.4 percent, on average, over the 13-year period, compared to 11.5 percent for the S&P 500 Index. Other studies of Grahams strategy produced similar results.
Benjamin Graham looked for companies whose market values were less than two-thirds of their Net-Net Working Capital. They are collected under our Net-Net screener.
Hyakugo Bank Net Current Asset Value Related Terms
Hyakugo Bank Net Current Asset Value Historical Data
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The historical data trend for Hyakugo Bank's Net Current Asset Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hyakugo Bank Net Current Asset Value Competitor Comparison
For the Banks - Regional subindustry, Hyakugo Bank's Price-to-Net-Current-Asset-Value, along with its competitors' market caps and Price-to-Net-Current-Asset-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hyakugo Bank Price-to-Net-Current-Asset-Value vs Banks Industry
For the Banks industry and Financial Services sector, Hyakugo Bank's Price-to-Net-Current-Asset-Value distribution charts can be found below:
* The bar in red indicates where Hyakugo Bank's Price-to-Net-Current-Asset-Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Net Current Asset Value of 円0.00 mean?
Hyakugo Bank (NGO:8368) has a Net Current Asset Value of 円0.00 as of Mar. 2026. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Hyakugo Bank and its competitors. According to the industry distribution chart, Hyakugo Bank ranks #999999 out of 20 companies in the Banks industry.
Is Hyakugo Bank's Net Current Asset Value too high?
Hyakugo Bank's current Net Current Asset Value is 円0.00. Based on the distribution chart, Hyakugo Bank ranks #999999 out of 20 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Hyakugo Bank has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hyakugo Bank's Net Current Asset Value compare to competitors?
According to the Banks industry distribution chart, Hyakugo Bank ranks #999999 out of 20 companies for Net Current Asset Value. This places Hyakugo Bank in the lower half of its industry. The industry median Net Current Asset Value is 1.22. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Current Asset Value for a Banks company?
The median Net Current Asset Value among Banks companies is 1.22, based on 20 companies in the industry. Companies in the top quartile (top 25%) have a Net Current Asset Value significantly above this median, while those in the bottom quartile fall well below. However, Net Current Asset Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Current Asset Value mean?
A high Net Current Asset Value can signal that a stock is expensive relative to its fundamentals. Ben Graham's net current asset value equals the per-share value of total current assets less total liabilities. View historical data on Hyakugo Bank and its competitors. For the Banks industry, the median Net Current Asset Value is 1.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hyakugo Bank's current Net Current Asset Value is 円0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hyakugo Bank stock overvalued right now?
Based on GuruFocus' analysis, Hyakugo Bank (NGO:8368) is currently considered Significantly Overvalued. The stock's GF Value™ is 円965.82, compared to a current price of 円2,031.00 — trading 110.3% above its estimated fair value. The current Net Current Asset Value is 円0.00. Hyakugo Bank's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Current Asset Value calculated?
Net Current Asset Value is calculated from a company's financial statements. For Hyakugo Bank (NGO:8368), the current Net Current Asset Value is 円0.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hyakugo Bank (NGO:8368) Overvalued in 2026?
Based on GuruFocus' analysis, Hyakugo Bank stock appears to be overvalued.
The current stock price of 円2,031.00 is trading 110.3% above its estimated GF Value™ of 円965.82.
GuruFocus considers Hyakugo Bank to be Significantly Overvalued.
Key valuation signals for NGO:8368:
Net Current Asset Value: 円0.00
GF Value™: 円965.82 vs. price of 円2,031.00 (110.3% above fair value)
No single metric tells the full story. See the NGO:8368 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hyakugo Bank Ltd is a Japanese bank that operates primarily in the Mie and Aichi prefectures. The bank's earning assets are just over half in loans and bills discounted and just under half in securities. Its loan portfolio is a diverse mix of loans to individuals, consumers, and small and medium-size companies. Housing loans dominate most loans made to consumers. Most outstanding loans to small and medium-size companies are in the manufacturing, real estate, wholesale and retail, government, financial services, and construction industries. Nearly all of the loans are made in the region the bank operates in. The bank's deposit base mostly originates from individuals.
56GF Score
Get the complete analysis for NGO:8368
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