Hyakugo Bank (NGO:8368) Selling, General, & Admin. Expense: 円45,587 Mil (TTM As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NGO:8368 Hyakugo Bank Ltd NGO:8368
57 GF Score
Price 円2,031.00
GF Value 円872.97
! 5 Warning Signs
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What is Hyakugo Bank Selling, General, & Admin. Expense?

Hyakugo Bank NGO:8368 57 Selling, General, & Admin. Expense is 円45,587 Mil as of Mar. 2026. GuruFocus rates NGO:8368 with a GF Score™ of 57/100 and a GF Value™ of 円872.97. The stock has 5 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. Hyakugo Bank's selling, general, & admin. expense for the three months ended in Mar. 2026 was 円12,000 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Mar. 2026 was 円45,587 Mil.


Hyakugo Bank  (NGO:8368) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


Hyakugo Bank Selling, General, & Admin. Expense Related Terms


Hyakugo Bank Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for Hyakugo Bank's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hyakugo Bank Selling, General, & Admin. Expense Chart

Hyakugo Bank Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 42,769.00 41,268.00 42,849.00 41,354.00 45,525.00

Hyakugo Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11,125.00 11,280.00 11,120.00 12,000.00 11,187.00

Hyakugo Bank Selling, General, & Admin. Expense Competitor Comparison

For the Banks - Regional subindustry, Hyakugo Bank's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hyakugo Bank Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, Hyakugo Bank's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where Hyakugo Bank's Selling, General, & Admin. Expense falls into.


NGO:8368
57GF Score
Hyakugo Bank Ltd NGO:8368
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Hyakugo Bank Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was 円45,587 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of 円45,587 Mil mean?
Hyakugo Bank (NGO:8368) has a Selling, General, & Admin. Expense of 円45,587 Mil as of Mar. 2026. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Hyakugo Bank and its competitors.
Is Hyakugo Bank's Selling, General, & Admin. Expense too high?
Hyakugo Bank's current Selling, General, & Admin. Expense is 円45,587 Mil. Overall, Hyakugo Bank has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Hyakugo Bank's Selling, General, & Admin. Expense compare to competitors?
Hyakugo Bank's Selling, General, & Admin. Expense of 円45,587 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on Hyakugo Bank and its competitors. Hyakugo Bank's current Selling, General, & Admin. Expense is 円45,587 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hyakugo Bank stock overvalued right now?
Hyakugo Bank (NGO:8368) has a current Selling, General, & Admin. Expense of 円45,587 Mil. The stock's GF Value™ is 円872.97, compared to a current price of 円2,031.00 — trading 132.7% above its estimated fair value. The current Selling, General, & Admin. Expense is 円45,587 Mil. Hyakugo Bank's overall GF Score™ is 57/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For Hyakugo Bank (NGO:8368), the current Selling, General, & Admin. Expense is 円45,587 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hyakugo Bank (NGO:8368) Overvalued in 2026?

Based on GuruFocus' analysis, Hyakugo Bank stock appears to be overvalued. The current stock price of 円2,031.00 is trading 132.7% above its estimated GF Value™ of 円872.97.

Key valuation signals for NGO:8368:

  • Selling, General, & Admin. Expense: 円45,587 Mil
  • GF Value™: 円872.97 vs. price of 円2,031.00 (132.7% above fair value)
  • GF Score™: 57/100 with 5 warning signs

No single metric tells the full story. See the NGO:8368 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hyakugo Bank Business Description

Other Exchanges 8368:Japan
Address 21-27, Iwata, Tsu, Mie, JPN, 514-8666
Hyakugo Bank Ltd is a Japanese bank that operates primarily in the Mie and Aichi prefectures. The bank's earning assets are just over half in loans and bills discounted and just under half in securities. Its loan portfolio is a diverse mix of loans to individuals, consumers, and small and medium-size companies. Housing loans dominate most loans made to consumers. Most outstanding loans to small and medium-size companies are in the manufacturing, real estate, wholesale and retail, government, financial services, and construction industries. Nearly all of the loans are made in the region the bank operates in. The bank's deposit base mostly originates from individuals.
57GF Score

Get the complete analysis for NGO:8368

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円2,031.00
Price
円872.97
GF Value