Hyakugo BankNGO:8368 51 PEG Ratio is 2.87 as of Jul. 09, 2026, which is 30% above its 10-year median of 2.21. GuruFocus rates NGO:8368 with a GF Score™ of 51/100 and a GF Value™ of 円887.29 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,228 Banks companies, Hyakugo Bank ranks worse than 72.88% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Hyakugo Bank's PE Ratio without NRI is 18.35. Hyakugo Bank's 5-Year Book Value growth rate is 6.40%. Therefore, Hyakugo Bank's PEG Ratio for today is 2.87.
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Hyakugo Bank's PEG Ratio or its related term are showing as below:
NGO:8368'
s PEG Ratio Range Over the Past 10 Years
Min: 0.97 Med: 2.21 Max: 57.07
Current: 2.95
During the past 13 years, Hyakugo Bank's highest PEG Ratio was 57.07. The lowest was 0.97. And the median was 2.21.
NGO:8368's PEG Ratio is ranked worse than 72.88% of 1228
companies
in the Banks industry
Industry Median: 1.52
vs NGO:8368: 2.95
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Hyakugo Bank (NGO:8368) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Hyakugo Bank PEG Ratio Related Terms
Hyakugo Bank PEG Ratio Historical Data
* Premium members only.
The historical data trend for Hyakugo Bank's PEG Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Hyakugo Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hyakugo Bank PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Hyakugo Bank's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Hyakugo Bank's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Hyakugo Bank (NGO:8368) has a PEG Ratio of 2.87 as of Jul. 09, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Hyakugo Bank and its competitors. This is 30% above median its historical median of 2.21. Over the past decade, Hyakugo Bank's PEG Ratio has ranged from 0.97 to 57.07. According to the industry distribution chart, Hyakugo Bank ranks #895 out of 1228 companies in the Banks industry, placing it in the top 72.9%.
Is Hyakugo Bank's PEG Ratio too high?
Hyakugo Bank's current PEG Ratio of 2.87 is 30% above median its 10-year median of 2.21. Over the past 10 years, this metric has ranged from a low of 0.97 to a high of 57.07. The Banks industry median PEG Ratio is 1.52. Hyakugo Bank's value of 2.87 is 88.8% above this industry median. Based on the distribution chart, Hyakugo Bank ranks #895 out of 1228 companies in the Banks industry, which is below the industry midpoint. Overall, Hyakugo Bank has a GF Score™ of 51/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Hyakugo Bank's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Hyakugo Bank ranks #895 out of 1228 companies for PEG Ratio. This places Hyakugo Bank in the lower half of its industry. The industry median PEG Ratio is 1.52. Hyakugo Bank's value of 2.87 is 88.8% above this benchmark. Historically, Hyakugo Bank's own PEG Ratio has ranged from 0.97 to 57.07 over the past decade. While the company's 10-year median is 2.21 vs. the industry median of 1.52, Hyakugo Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hyakugo Bank's current PEG Ratio of 2.87 is 88.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Hyakugo Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hyakugo Bank's current PEG Ratio is 2.87, which is 30% above median its own 10-year median of 2.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hyakugo Bank stock overvalued right now?
Based on GuruFocus' analysis, Hyakugo Bank (NGO:8368) is currently considered Significantly Overvalued. The stock's GF Value™ is 円887.29, compared to a current price of 円2,031.00 — trading 128.9% above its estimated fair value. The current PEG Ratio is 2.87, which is 30% above median its 10-year median of 2.21 and 88.8% above the Banks industry median of 1.52. Hyakugo Bank's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Hyakugo Bank (NGO:8368), the current PEG Ratio is 2.87 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hyakugo Bank (NGO:8368) Overvalued in 2026?
Based on GuruFocus' analysis, Hyakugo Bank stock appears to be overvalued.
The current stock price of 円2,031.00 is trading 128.9% above its estimated GF Value™ of 円887.29.
GuruFocus considers Hyakugo Bank to be Significantly Overvalued.
Key valuation signals for NGO:8368:
PEG Ratio: 2.87 (30% above median its 10-year median of 2.21)
GF Value™: 円887.29 vs. price of 円2,031.00 (128.9% above fair value)
Industry Position: 88.8% above the Banks median (#895 of 1228)
No single metric tells the full story. See the NGO:8368 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hyakugo Bank Ltd is a Japanese bank that operates primarily in the Mie and Aichi prefectures. The bank's earning assets are just over half in loans and bills discounted and just under half in securities. Its loan portfolio is a diverse mix of loans to individuals, consumers, and small and medium-size companies. Housing loans dominate most loans made to consumers. Most outstanding loans to small and medium-size companies are in the manufacturing, real estate, wholesale and retail, government, financial services, and construction industries. Nearly all of the loans are made in the region the bank operates in. The bank's deposit base mostly originates from individuals.
51GF Score
Get the complete analysis for NGO:8368
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