Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Umiya MobileBOM:544464 -4.35%18 Net Debt Paydown Yield % is 17.88% as of Sep. 16, 2026, which is 32% above its 10-year median of 13.52. GuruFocus rates BOM:544464 with a GF Score™ of 18/100. Among 1,057 Retail - Cyclical companies, Umiya Mobile ranks better than 88.84% on this metric.
Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt.
As of today, Umiya Mobile's Net Debt Paydown Yield % was 17.88%.
Umiya Mobile (BOM:544464) Net Debt Paydown Yield % Explanation
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.
In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.
Umiya Mobile Net Debt Paydown Yield % Related Terms
Umiya Mobile Net Debt Paydown Yield % Historical Data
* Premium members only.
The historical data trend for Umiya Mobile's Net Debt Paydown Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Umiya Mobile Net Debt Paydown Yield % Chart
Umiya Mobile Annual Data
Trend
Mar22
Mar23
Mar24
Mar25
Mar26
Net Debt Paydown Yield %
0.00
0.00
0.00
0.00
0.00
Umiya Mobile Semi-Annual Data
Sep24
Mar25
Sep25
Mar26
Net Debt Paydown Yield %
0.00
0.00
0.00
0.00
BOM:544464 vs CASY, WSM, ULTA: Net Debt Paydown Yield % Comparison
For the Specialty Retail subindustry, Umiya Mobile's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Umiya Mobile Net Debt Paydown Yield % vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Umiya Mobile's Net Debt Paydown Yield % distribution charts can be found below:
* The bar in red indicates where Umiya Mobile's Net Debt Paydown Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
What does a Net Debt Paydown Yield % of 17.88% mean?
Umiya Mobile (BOM:544464) has a Net Debt Paydown Yield % of 17.88% as of Sep. 16, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Umiya Mobile and its competitors. This is 32% above median its historical median of 13.52. Over the past decade, Umiya Mobile's Net Debt Paydown Yield % has ranged from 2.87 to 24.16. According to the industry distribution chart, Umiya Mobile ranks #118 out of 1057 companies in the Retail - Cyclical industry, placing it in the top 11.2%.
Is Umiya Mobile's Net Debt Paydown Yield % too high?
Umiya Mobile's current Net Debt Paydown Yield % of 17.88% is 32% above median its 10-year median of 13.52. Over the past 10 years, this metric has ranged from a low of 2.87 to a high of 24.16. Based on the distribution chart, Umiya Mobile ranks #118 out of 1057 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Umiya Mobile has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Umiya Mobile's Net Debt Paydown Yield % compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Umiya Mobile ranks #118 out of 1057 companies for Net Debt Paydown Yield %. This places Umiya Mobile in the top 11% of its industry — outperforming the majority of peers. Historically, Umiya Mobile's own Net Debt Paydown Yield % has ranged from 2.87 to 24.16 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Retail - Cyclical company?
A good Net Debt Paydown Yield % depends on the Retail - Cyclical industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Umiya Mobile and its competitors. Umiya Mobile's current Net Debt Paydown Yield % is 17.88%, which is 32% above median its own 10-year median of 13.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Umiya Mobile stock overvalued right now?
Umiya Mobile (BOM:544464) has a current Net Debt Paydown Yield % of 17.88%. The current Net Debt Paydown Yield % is 17.88%, which is 32% above median its 10-year median of 13.52. Umiya Mobile's overall GF Score™ is 18/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Umiya Mobile (BOM:544464), the current Net Debt Paydown Yield % is 17.88% as of Sep. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Umiya Mobile Ltd is a player in the multi-brand retail sector, specializing in the sale of smartphones, mobile accessories, and consumer durable electronic products, etc. Its product range includes the latest smartphones from Apple, Samsung, Realme, Xiaomi, Oppo, Vivo, Motorola, Google Pixel, Infinix etc. The company also offer consumer electronics, such as Smart TVs, Air Conditioners, Refrigerators, Coolers, and more, from brands like Sony, LG, Panasonic, Godrej and others. The company operates a total of approximately 149 stores across the state of Gujarat and 69 stores in Maharashtra and in One Union Territory of Dadra and Nagar Haveli and Daman and Diu, providing the company with a widespread geographic presence and accessibility to a large customer base.
18GF Score
Get the complete analysis for BOM:544464
Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
BOM:544464 has been successfully added to your 
