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Umiya MobileBOM:544464 -4.35%18 Return-on-Tangible-Equity is 24.00% as of Mar. 2026, which is 20% below its 10-year median of 29.84. GuruFocus rates BOM:544464 with a GF Score™ of 18/100. Among 1,063 Retail - Cyclical companies, Umiya Mobile ranks better than 76.67% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Umiya Mobile's annualized net income for the quarter that ended in Mar. 2026 was ₹108 Mil. Umiya Mobile's average shareholder tangible equity for the quarter that ended in Mar. 2026 was ₹451 Mil. Therefore, Umiya Mobile's annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 24.00%.
The historical rank and industry rank for Umiya Mobile's Return-on-Tangible-Equity or its related term are showing as below:
BOM:544464'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 3.2 Med: 29.84 Max: 49.71
Current: 26.46
During the past 5 years, Umiya Mobile's highest Return-on-Tangible-Equity was 49.71%. The lowest was 3.20%. And the median was 29.84%.
BOM:544464's Return-on-Tangible-Equity is ranked better than 76.67% of 1063
companies
in the Retail - Cyclical industry
Industry Median: 8.74
vs BOM:544464: 26.46
Umiya Mobile (BOM:544464) Return-on-Tangible-Equity Explanation
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
Umiya Mobile Return-on-Tangible-Equity Related Terms
Umiya Mobile Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for Umiya Mobile's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Umiya Mobile Return-on-Tangible-Equity Chart
Umiya Mobile Annual Data
Trend
Mar22
Mar23
Mar24
Mar25
Mar26
Return-on-Tangible-Equity
4.35
3.20
34.02
49.71
29.84
Umiya Mobile Semi-Annual Data
Sep24
Mar25
Sep25
Mar26
Return-on-Tangible-Equity
64.16
31.19
26.70
24.00
BOM:544464 vs CASY, WSM, ULTA: Return-on-Tangible-Equity Comparison
For the Specialty Retail subindustry, Umiya Mobile's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Umiya Mobile Return-on-Tangible-Equity vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, Umiya Mobile's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where Umiya Mobile's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is two times the semi-annual (Mar. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 24.00% mean?
Umiya Mobile (BOM:544464) has a Return-on-Tangible-Equity of 24.00% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Umiya Mobile and its competitors. This is 20% below median its historical median of 29.84. Over the past decade, Umiya Mobile's Return-on-Tangible-Equity has ranged from 3.20 to 49.71. According to the industry distribution chart, Umiya Mobile ranks #248 out of 1063 companies in the Retail - Cyclical industry, placing it in the top 23.3%.
Is Umiya Mobile's Return-on-Tangible-Equity too high?
Umiya Mobile's current Return-on-Tangible-Equity of 24.00% is 20% below median its 10-year median of 29.84. Over the past 10 years, this metric has ranged from a low of 3.20 to a high of 49.71. The Retail - Cyclical industry median Return-on-Tangible-Equity is 8.74. Umiya Mobile's value of 24.00% is 174.6% above this industry median. Based on the distribution chart, Umiya Mobile ranks #248 out of 1063 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, Umiya Mobile has a GF Score™ of 18/100, reflecting its overall financial health beyond just this single metric.
How does Umiya Mobile's Return-on-Tangible-Equity compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Umiya Mobile ranks #248 out of 1063 companies for Return-on-Tangible-Equity. This places Umiya Mobile in the top 23% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 8.74. Umiya Mobile's value of 24.00% is 174.6% above this benchmark. Historically, Umiya Mobile's own Return-on-Tangible-Equity has ranged from 3.20 to 49.71 over the past decade. While the company's 10-year median is 29.84 vs. the industry median of 8.74, Umiya Mobile has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Retail - Cyclical company?
The median Return-on-Tangible-Equity among Retail - Cyclical companies is 8.74, based on 1,063 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Umiya Mobile's current Return-on-Tangible-Equity of 24.00% is 174.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Umiya Mobile and its competitors. For the Retail - Cyclical industry, the median Return-on-Tangible-Equity is 8.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Umiya Mobile's current Return-on-Tangible-Equity is 24.00%, which is 20% below median its own 10-year median of 29.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Umiya Mobile stock overvalued right now?
Umiya Mobile (BOM:544464) has a current Return-on-Tangible-Equity of 24.00%. The current Return-on-Tangible-Equity is 24.00%, which is 20% below median its 10-year median of 29.84 and 174.6% above the Retail - Cyclical industry median of 8.74. Umiya Mobile's overall GF Score™ is 18/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Umiya Mobile (BOM:544464), the current Return-on-Tangible-Equity is 24.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Umiya Mobile Ltd is a player in the multi-brand retail sector, specializing in the sale of smartphones, mobile accessories, and consumer durable electronic products, etc. Its product range includes the latest smartphones from Apple, Samsung, Realme, Xiaomi, Oppo, Vivo, Motorola, Google Pixel, Infinix etc. The company also offer consumer electronics, such as Smart TVs, Air Conditioners, Refrigerators, Coolers, and more, from brands like Sony, LG, Panasonic, Godrej and others. The company operates a total of approximately 149 stores across the state of Gujarat and 69 stores in Maharashtra and in One Union Territory of Dadra and Nagar Haveli and Daman and Diu, providing the company with a widespread geographic presence and accessibility to a large customer base.
18GF Score
Get the complete analysis for BOM:544464
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