Umiya Mobile (BOM:544464) ROA %: 6.58% (As of Mar. 2026) — 68% Above Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:544464 Umiya Mobile Ltd BOM:544464
14 GF Score
Price ₹53.01
! 1 Warning Sign
View Full Analysis

What is Umiya Mobile ROA %?

Umiya Mobile BOM:544464 +1.94% 14 ROA % is 6.58% as of Mar. 2026, which is 68% above its 10-year median of 3.91. GuruFocus rates BOM:544464 with a GF Score™ of 14/100. The stock has 1 warning sign investors should review. Among 1,137 Retail - Cyclical companies, Umiya Mobile ranks better than 72.21% on this metric.

ROA % is calculated as Net Income divided by its average Total Assets over a certain period of time. Umiya Mobile's annualized Net Income for the quarter that ended in Mar. 2026 was ₹108 Mil. Umiya Mobile's average Total Assets over the quarter that ended in Mar. 2026 was ₹1,645 Mil. Therefore, Umiya Mobile's annualized ROA % for the quarter that ended in Mar. 2026 was 6.58%.

The historical rank and industry rank for Umiya Mobile's ROA % or its related term are showing as below:

BOM:544464' s ROA % Range Over the Past 10 Years
Min: 0.4   Med: 3.91   Max: 6.79
Current: 6.35

During the past 5 years, Umiya Mobile's highest ROA % was 6.79%. The lowest was 0.40%. And the median was 3.91%.

BOM:544464's ROA % is ranked better than
72.21% of 1137 companies
in the Retail - Cyclical industry
Industry Median: 2.73 vs BOM:544464: 6.35

Umiya Mobile  (BOM:544464) ROA % Explanation

ROA % measures the rate of return on the total assets (shareholder equity plus liabilities). It measures a firm's efficiency at generating profits from shareholders' equity plus its liabilities. ROA % shows how well a company uses what it has to generate earnings. ROA %s can vary drastically across industries. Therefore, ROA % should not be used to compare companies in different industries. For retailers, a ROA % of higher than 5% is expected. For example, Wal-Mart (WMT) has a ROA % of about 8% as of 2012. For banks, ROA % is close to their interest spread. A bank’s ROA % is typically well under 2%.

Similar to ROE, ROA % is affected by profit margins and asset turnover. This can be seen from the Du Pont Formula:

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=108.184/1644.5165
=(Net Income / Revenue)*(Revenue / Total Assets)
=(108.184 / 9418.142)*(9418.142 / 1644.5165)
=Net Margin %*Asset Turnover
=1.15 %*5.727
=6.58 %

Note: The Net Income data used here is two times the semi-annual (Mar. 2026) net income data. The Revenue data used here is two times the semi-annual (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Like ROE, ROA % is calculated with only 12 months data. Fluctuations in the company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. ROA % can be affected by events such as stock buyback or issuance, and by goodwill, a company's tax rate and its interest payment. ROA % may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).

Many analysts argue the higher return the better. Buffett states that really high ROA % may indicate vulnerability in the durability of the competitive advantage.

E.g. Raising $43b to take on KO is impossible, but $1.7b to take on Moody's is. Although Moody's ROA % and underlying economics is far superior to Coca Cola, the durability is far weaker because of lower entry cost.


Umiya Mobile ROA % Related Terms


Umiya Mobile ROA % Historical Data

* Premium members only.

The historical data trend for Umiya Mobile's ROA % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Umiya Mobile ROA % Chart

Umiya Mobile Annual Data
Trend Mar22 Mar23 Mar24 Mar25 Mar26
ROA %
0.67 0.40 3.91 6.40 6.79

Umiya Mobile Semi-Annual Data
Mar22 Mar23 Mar24 Sep24 Mar25 Sep25 Mar26
ROA % Get a 7-Day Free Trial 0.00 8.64 4.06 5.64 6.58

BOM:544464 vs CASY, WSM, ULTA: ROA % Comparison

For the Specialty Retail subindustry, Umiya Mobile's ROA %, along with its competitors' market caps and ROA % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Umiya Mobile ROA % vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Umiya Mobile's ROA % distribution charts can be found below:

* The bar in red indicates where Umiya Mobile's ROA % falls into.


BOM:544464
14GF Score
Umiya Mobile Ltd BOM:544464
ROA % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Umiya Mobile ROA % Calculation

Umiya Mobile's annualized ROA % for the fiscal year that ended in Mar. 2026 is calculated as:

ROA %=Net Income (A: Mar. 2026 )/( (Total Assets (A: Mar. 2025 )+Total Assets (A: Mar. 2026 ))/ count )
=91.937/( (1052.335+1655.193)/ 2 )
=91.937/1353.764
=6.79 %

Umiya Mobile's annualized ROA % for the quarter that ended in Mar. 2026 is calculated as:

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Sep. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=108.184/( (1633.84+1655.193)/ 2 )
=108.184/1644.5165
=6.58 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROA %, the net income of the last fiscal year and the average total assets over the fiscal year are used. In calculating the quarterly data, the Net Income data used here is two times the semi-annual (Mar. 2026) net income data. ROA % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROA % →
What does a ROA % of 6.58% mean?
Umiya Mobile (BOM:544464) has a ROA % of 6.58% as of Mar. 2026. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Umiya Mobile and its competitors. This is 68% above median its historical median of 3.91. Over the past decade, Umiya Mobile's ROA % has ranged from 0.40 to 6.79. According to the industry distribution chart, Umiya Mobile ranks #316 out of 1137 companies in the Retail - Cyclical industry, placing it in the top 27.8%.
Is Umiya Mobile's ROA % too high?
Umiya Mobile's current ROA % of 6.58% is 68% above median its 10-year median of 3.91. Over the past 10 years, this metric has ranged from a low of 0.40 to a high of 6.79. The Retail - Cyclical industry median ROA % is 2.73. Umiya Mobile's value of 6.58% is 141% above this industry median. Based on the distribution chart, Umiya Mobile ranks #316 out of 1137 companies in the Retail - Cyclical industry, which is above the industry midpoint. Overall, Umiya Mobile has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Umiya Mobile's ROA % compare to CASY and WSM?
According to the Retail - Cyclical industry distribution chart, Umiya Mobile ranks #316 out of 1137 companies for ROA %. This puts Umiya Mobile in the upper half of its industry. The industry median ROA % is 2.73. Umiya Mobile's value of 6.58% is 141% above this benchmark. Historically, Umiya Mobile's own ROA % has ranged from 0.40 to 6.79 over the past decade. While the company's 10-year median is 3.91 vs. the industry median of 2.73, Umiya Mobile has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROA % for a Retail - Cyclical company?
The median ROA % among Retail - Cyclical companies is 2.73, based on 1,137 companies in the industry. Companies in the top quartile (top 25%) have a ROA % significantly above this median, while those in the bottom quartile fall well below. However, ROA % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Umiya Mobile's current ROA % of 6.58% is 141% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROA % mean?
A high ROA % can signal that a stock is expensive relative to its fundamentals. Return on assets is the ratio of current-period net income to average two-period total assets. View historical data on Umiya Mobile and its competitors. For the Retail - Cyclical industry, the median ROA % is 2.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Umiya Mobile's current ROA % is 6.58%, which is 68% above median its own 10-year median of 3.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Umiya Mobile stock overvalued right now?
Umiya Mobile (BOM:544464) has a current ROA % of 6.58%. The current ROA % is 6.58%, which is 68% above median its 10-year median of 3.91 and 141% above the Retail - Cyclical industry median of 2.73. Umiya Mobile's overall GF Score™ is 14/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROA % calculated?
ROA % is calculated from a company's financial statements. For Umiya Mobile (BOM:544464), the current ROA % is 6.58% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Umiya Mobile Business Description

Address Gondal Road, Plot No. 3, Ward No. 7, C.S. No. 5805, Vhora Aghat NR PDM COM. Collage, Opposite Lathiya Motors, Rajkot, GJ, IND, 360002
Umiya Mobile Ltd is a player in the multi-brand retail sector, specializing in the sale of smartphones, mobile accessories, and consumer durable electronic products, etc. Its product range includes the latest smartphones from Apple, Samsung, Realme, Xiaomi, Oppo, Vivo, Motorola, Google Pixel, Infinix etc. The company also offer consumer electronics, such as Smart TVs, Air Conditioners, Refrigerators, Coolers, and more, from brands like Sony, LG, Panasonic, Godrej and others. The company operates a total of approximately 149 stores across the state of Gujarat and 69 stores in Maharashtra and in One Union Territory of Dadra and Nagar Haveli and Daman and Diu, providing the company with a widespread geographic presence and accessibility to a large customer base.
14GF Score

Get the complete analysis for BOM:544464

ROA % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹53.01
Price