NAUBF (National Australia Bank) Net Debt Paydown Yield % : -3.49% (As of Jul. 12, 2026)


NAUBF National Australia Bank Ltd NAUBF
57 GF Score
Price $26.25
GF Value $33.38
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is National Australia Bank Net Debt Paydown Yield %?

National Australia Bank NAUBF 57 Net Debt Paydown Yield % is -3.49% as of Jul. 12, 2026. GuruFocus rates NAUBF with a GF Score™ of 57/100 and a GF Value™ of $33.38 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,421 Banks companies, National Australia Bank ranks worse than 58.55% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, National Australia Bank's Net Debt Paydown Yield % was -3.49%.


National Australia Bank  (OTCPK:NAUBF) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


National Australia Bank Net Debt Paydown Yield % Related Terms


National Australia Bank Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for National Australia Bank's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

National Australia Bank Net Debt Paydown Yield % Chart

National Australia Bank Annual Data
Trend Sep16 Sep17 Sep18 Sep19 Sep20 Sep21 Sep22 Sep23 Sep24 Sep25
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.67 -8.49 -16.94 -15.96 -22.41

National Australia Bank Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -12.23 -15.96 -33.25 -22.41 -3.34

NAUBF vs JPM, BAC, WFC: Net Debt Paydown Yield % Comparison

For the Banks - Diversified subindustry, National Australia Bank's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


National Australia Bank Net Debt Paydown Yield % vs Banks Industry

For the Banks industry and Financial Services sector, National Australia Bank's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where National Australia Bank's Net Debt Paydown Yield % falls into.


NAUBF
57GF Score
National Australia Bank Ltd NAUBF
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

National Australia Bank Net Debt Paydown Yield % Calculation

National Australia Bank's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 139193.91-147709.13 )/98391.3069
=-8.65 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -3.49% mean?
National Australia Bank (NAUBF) has a Net Debt Paydown Yield % of -3.49% as of Jul. 12, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on National Australia Bank and its competitors. According to the industry distribution chart, National Australia Bank ranks #832 out of 1421 companies in the Banks industry, placing it in the top 58.6%.
Is National Australia Bank's Net Debt Paydown Yield % too high?
National Australia Bank's current Net Debt Paydown Yield % is -3.49%. Based on the distribution chart, National Australia Bank ranks #832 out of 1421 companies in the Banks industry, which is below the industry midpoint. Overall, National Australia Bank has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National Australia Bank's Net Debt Paydown Yield % compare to JPM and BAC?
According to the Banks industry distribution chart, National Australia Bank ranks #832 out of 1421 companies for Net Debt Paydown Yield %. This places National Australia Bank in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on National Australia Bank and its competitors. National Australia Bank's current Net Debt Paydown Yield % is -3.49%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Australia Bank stock overvalued right now?
Based on GuruFocus' analysis, National Australia Bank (NAUBF) is currently considered Modestly Undervalued. The stock's GF Value™ is $33.38, compared to a current price of $26.25 — trading 21.4% below its estimated fair value. The current Net Debt Paydown Yield % is -3.49%. National Australia Bank's overall GF Score™ is 57/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For National Australia Bank (NAUBF), the current Net Debt Paydown Yield % is -3.49% as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is National Australia Bank (NAUBF) Overvalued in 2026?

Based on GuruFocus' analysis, National Australia Bank stock appears to be undervalued. The current stock price of $26.25 is trading 21.4% below its estimated GF Value™ of $33.38. GuruFocus considers National Australia Bank to be Modestly Undervalued.

Key valuation signals for NAUBF:

  • Net Debt Paydown Yield %: -3.49%
  • GF Value™: $33.38 vs. price of $26.25 (21.4% below fair value)
  • GF Score™: 57/100 with 3 warning signs

No single metric tells the full story. See the NAUBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


National Australia Bank Business Description

Address 395 Bourke Street, Level 28, Melbourne, VIC, AUS, 3000
National Australia Bank is the most business-focused of the four major banks, holding the largest share of business loans and the number-three spot in home loans. National Australia Bank is currently the second-largest bank by market capitalization, with the franchise covering consumer, small business, corporate, and institutional sectors. Under the UBank brand the bank also owns one of Australia's largest digital-only banks. Offshore operations in New Zealand round out the group.
57GF Score

Get the complete analysis for NAUBF

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.25
Price
$33.38
GF Value