NAUBF (National Australia Bank) Quality Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NAUBF National Australia Bank Ltd NAUBF
62 GF Score
Price $26.25
GF Value $33.41
Valuation Modestly Undervalued
! 3 Warning Signs
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What is National Australia Bank Quality Rank?

The Quality Rank measures the business quality of a company relative to other companies. It is ranked based on the strength of the balance sheet, as well as the profitability and growth of the business. The ranked companies are split in equal numbers and then ranked from 1 to 10, with 10 being the highest.

The rank of balance sheet (30%)

The rank of balance sheet is done through the ranking of:
  • Interest coverage
  • Zscore
  • Debt to revenue
  • Equity to asset
  • Cash to debt

The rank of Profitability (70%)

The ranking of Profitability is done by ranking:
  • Operating margin mean rank (10-year mean average profit margine)
  • Operating margin growth rank
  • Fscore
  • Predictability rank
  • Revenue growth rank (5 year), when the growth is higher than 25%, set it as 25%
  • Num of year profit (number of years that is profitable within the last 10 years)
  • ROIC median (10-year median of ROIC)

National Australia Bank Quality Rank Related Terms

NAUBF
62GF Score
National Australia Bank Ltd NAUBF
Quality Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Is National Australia Bank (NAUBF) Overvalued in 2026?

Based on GuruFocus' analysis, National Australia Bank stock appears to be undervalued. The current stock price of $26.25 is trading 21.4% below its estimated GF Value™ of $33.41. GuruFocus considers National Australia Bank to be Modestly Undervalued.

Key valuation signals for NAUBF:

  • Quality Rank:
  • GF Value™: $33.41 vs. price of $26.25 (21.4% below fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the NAUBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

National Australia Bank Business Description

Address 395 Bourke Street, Level 28, Melbourne, VIC, AUS, 3000
National Australia Bank is the most business-focused of the four major banks, holding the largest share of business loans and the number-three spot in home loans. National Australia Bank is currently the second-largest bank by market capitalization, with the franchise covering consumer, small business, corporate, and institutional sectors. Under the UBank brand the bank also owns one of Australia's largest digital-only banks. Offshore operations in New Zealand round out the group.
62GF Score

Get the complete analysis for NAUBF

Quality Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.25
Price
$33.41
GF Value