National Australia BankNAUBF -7.39%65 PEG Ratio is 8.07 as of Jul. 02, 2026, which is 27% below its 10-year median of 11.03. GuruFocus rates NAUBF with a GF Score™ of 65/100 and a GF Value™ of $33.69 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 1,229 Banks companies, National Australia Bank ranks worse than 91.78% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for National Australia Bank's PEG Ratio or its related term are showing as below:
NAUBF'
s PEG Ratio Range Over the Past 10 Years
Min: 1.98 Med: 11.03 Max: 20.44
Current: 8.08
During the past 13 years, National Australia Bank's highest PEG Ratio was 20.44. The lowest was 1.98. And the median was 11.03.
NAUBF's PEG Ratio is ranked worse than 91.78% of 1229
companies
in the Banks industry
Industry Median: 1.52
vs NAUBF: 8.08
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
National Australia Bank (OTCPK:NAUBF) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Diversified subindustry, National Australia Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
National Australia Bank PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, National Australia Bank's PEG Ratio distribution charts can be found below:
* The bar in red indicates where National Australia Bank's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
National Australia Bank (NAUBF) has a PEG Ratio of 8.07 as of Jul. 02, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on National Australia Bank and its competitors. This is 27% below median its historical median of 11.03. Over the past decade, National Australia Bank's PEG Ratio has ranged from 1.98 to 20.44. According to the industry distribution chart, National Australia Bank ranks #1128 out of 1229 companies in the Banks industry, placing it in the top 91.8%.
Is National Australia Bank's PEG Ratio too high?
National Australia Bank's current PEG Ratio of 8.07 is 27% below median its 10-year median of 11.03. Over the past 10 years, this metric has ranged from a low of 1.98 to a high of 20.44. The Banks industry median PEG Ratio is 1.52. National Australia Bank's value of 8.07 is 430.9% above this industry median. Based on the distribution chart, National Australia Bank ranks #1128 out of 1229 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, National Australia Bank has a GF Score™ of 65/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does National Australia Bank's PEG Ratio compare to JPM and BAC?
According to the Banks industry distribution chart, National Australia Bank ranks #1128 out of 1229 companies for PEG Ratio. This places National Australia Bank in the lower half of its industry. The industry median PEG Ratio is 1.52. National Australia Bank's value of 8.07 is 430.9% above this benchmark. Historically, National Australia Bank's own PEG Ratio has ranged from 1.98 to 20.44 over the past decade. While the company's 10-year median is 11.03 vs. the industry median of 1.52, National Australia Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,229 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. National Australia Bank's current PEG Ratio of 8.07 is 430.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on National Australia Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. National Australia Bank's current PEG Ratio is 8.07, which is 27% below median its own 10-year median of 11.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is National Australia Bank stock overvalued right now?
Based on GuruFocus' analysis, National Australia Bank (NAUBF) is currently considered Modestly Undervalued. The stock's GF Value™ is $33.69, compared to a current price of $25.56 — trading 24.1% below its estimated fair value. The current PEG Ratio is 8.07, which is 27% below median its 10-year median of 11.03 and 430.9% above the Banks industry median of 1.52. National Australia Bank's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For National Australia Bank (NAUBF), the current PEG Ratio is 8.07 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is National Australia Bank (NAUBF) Overvalued in 2026?
Based on GuruFocus' analysis, National Australia Bank stock appears to be undervalued.
The current stock price of $25.56 is trading 24.1% below its estimated GF Value™ of $33.69.
GuruFocus considers National Australia Bank to be Modestly Undervalued.
Key valuation signals for NAUBF:
PEG Ratio: 8.07 (27% below median its 10-year median of 11.03)
GF Value™: $33.69 vs. price of $25.56 (24.1% below fair value)
Industry Position: 430.9% above the Banks median (#1128 of 1229)
No single metric tells the full story. See the NAUBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
National Australia Bank is the most business-focused of the four major banks, holding the largest share of business loans and the number-three spot in home loans. National Australia Bank is currently the second-largest bank by market capitalization, with the franchise covering consumer, small business, corporate, and institutional sectors. Under the UBank brand the bank also owns one of Australia's largest digital-only banks. Offshore operations in New Zealand round out the group.
65GF Score
Get the complete analysis for NAUBF
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