Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).
The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.
Clime Investment Management Net Interest Margin (Bank Only) % Related Terms
Clime Investment Management Net Interest Margin (Bank Only) % Historical Data
* Premium members only.
The historical data trend for Clime Investment Management's Net Interest Margin (Bank Only) % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Clime Investment Management Net Interest Margin (Bank Only) % Chart
ASX:CIW vs BLK, BX, KKR: Net Interest Margin (Bank Only) % Comparison
For the Asset Management subindustry, Clime Investment Management's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Clime Investment Management Net Interest Margin (Bank Only) % vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Clime Investment Management's Net Interest Margin (Bank Only) % distribution charts can be found below:
* The bar in red indicates where Clime Investment Management's Net Interest Margin (Bank Only) % falls into.
Clime Investment Management Net Interest Margin (Bank Only) % Calculation
Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).
Clime Investment Management's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Jun. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data,
the Net Interest Income (for Banks) data used here is two times the semi-annual (Dec. 2025) net interest income data.
Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.
What does a Net Interest Margin (Bank Only) % of -0.99% mean?
Clime Investment Management (ASX:CIW) has a Net Interest Margin (Bank Only) % of -0.99% as of Dec. 2025. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Clime Investment Management and its competitors.
Is Clime Investment Management's Net Interest Margin (Bank Only) % too high?
Clime Investment Management's current Net Interest Margin (Bank Only) % is -0.99%. Overall, Clime Investment Management has a GF Score™ of 36/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Clime Investment Management's Net Interest Margin (Bank Only) % compare to BLK and BX?
Clime Investment Management's Net Interest Margin (Bank Only) % of -0.99% can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Margin (Bank Only) % for an Asset Management company?
A good Net Interest Margin (Bank Only) % depends on the Asset Management industry context. However, Net Interest Margin (Bank Only) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Margin (Bank Only) % mean?
A high Net Interest Margin (Bank Only) % can signal that a stock is expensive relative to its fundamentals. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Clime Investment Management and its competitors. Clime Investment Management's current Net Interest Margin (Bank Only) % is -0.99%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Clime Investment Management stock overvalued right now?
Based on GuruFocus' analysis, Clime Investment Management (ASX:CIW) is currently considered Modestly Undervalued. The stock's GF Value™ is A$0.35, compared to a current price of A$0.30 — trading 15.7% below its estimated fair value. The current Net Interest Margin (Bank Only) % is -0.99%. Clime Investment Management's overall GF Score™ is 36/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Margin (Bank Only) % calculated?
Net Interest Margin (Bank Only) % is calculated from a company's financial statements. For Clime Investment Management (ASX:CIW), the current Net Interest Margin (Bank Only) % is -0.99% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Clime Investment Management (ASX:CIW) Overvalued in 2026?
Based on GuruFocus' analysis, Clime Investment Management stock appears to be undervalued.
The current stock price of A$0.30 is trading 15.7% below its estimated GF Value™ of A$0.35.
GuruFocus considers Clime Investment Management to be Modestly Undervalued.
Key valuation signals for ASX:CIW:
Net Interest Margin (Bank Only) %: -0.99%
GF Value™: A$0.35 vs. price of A$0.30 (15.7% below fair value)
No single metric tells the full story. See the ASX:CIW stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Clime Investment Management Ltd is engaged in providing integrated wealth solutions to clients by operating under the Australian Securities and Investments Commission (ASIC) granted Australian Financial Services Licenses (AFSLs). The Group engages in various activities such as; providing private wealth advisory services; providing licensee services to financial advisers; offering online equity research and valuation tools to investors; and acting as investment manager for various funds. The company's reportable segments are; Fund Management; Advice; and Corporate Centre. A majority of its revenue is generated from the Investment Management segment. Geographically, the company operates only in Australia.
36GF Score
Get the complete analysis for ASX:CIW
Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ASX:CIW has been successfully added to your 
