Embark Early Education (ASX:EVO) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ASX:EVO Embark Early Education Ltd ASX:EVO
22 GF Score
Price A$0.42
GF Value A$0.90
Valuation Possible Value Trap
! 7 Warning Signs
View Full Analysis

What is Embark Early Education Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

ASX:EVO
22GF Score
Embark Early Education Ltd ASX:EVO
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Embark Early Education (ASX:EVO) Overvalued in 2026?

Based on GuruFocus' analysis, Embark Early Education stock appears to be undervalued. The current stock price of A$0.42 is trading 53.9% below its estimated GF Value™ of A$0.90. GuruFocus considers Embark Early Education to be Possible Value Trap.

Key valuation signals for ASX:EVO:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: A$0.90 vs. price of A$0.42 (53.9% below fair value)
  • GF Score™: 22/100 with 7 warning signs

No single metric tells the full story. See the ASX:EVO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Embark Early Education Business Description

Address 120-122 Siganto Drive, Suite 102, Level 1, M1 Connect Business Hub, Helensvale, Gold Coast, QLD, AUS, 4212
Embark Early Education Ltd is a company that is engaged in the provision and management of an early childhood education service that gives parents and caregivers the option of which service suits their child's learning and care needs. The company is engaged in operation of childcare centres in Australia. The company owns and operates childcare centers. It has centers in Queensland, Victoria, New South Wales, Tasmania and South Australia.
22GF Score

Get the complete analysis for ASX:EVO

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.42
Price
A$0.90
GF Value