Lion Selection Group (ASX:LSX) Net Interest Margin (Bank Only) %: 5.87% (As of Jan. 2026)


ASX:LSX Lion Selection Group Ltd ASX:LSX
51 GF Score
Price A$0.83
GF Value A$9.16
Valuation Possible Value Trap
! 2 Warning Signs
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What is Lion Selection Group Net Interest Margin (Bank Only) %?

Lion Selection Group ASX:LSX 51 Net Interest Margin (Bank Only) % is 5.87% as of Jan. 2026. GuruFocus rates ASX:LSX with a GF Score™ of 51/100 and a GF Value™ of A$9.16 (Possible Value Trap). The stock has 2 warning signs investors should review.

Net Interest Margin (Bank Only) % is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

GuruFocus calculates Net Interest Margin (Bank Only) % as Net Interest Income (for Banks) divided by its average earning assets. Lion Selection Group's annualized Net Interest Income (for Banks) for the quarter that ended in Jan. 2026 was A$1.91 Mil. Lion Selection Group's average earning assets for the quarter that ended in Jan. 2026 was A$32.50 Mil. Therefore, Lion Selection Group's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Jan. 2026 was 5.87%.


Lion Selection Group  (ASX:LSX) Net Interest Margin (Bank Only) % Explanation

The negative value of Net Interest Margin (Bank Only) % mean the firm pays more interest for its debt than the interest revenue generated from its investment.


Lion Selection Group Net Interest Margin (Bank Only) % Related Terms


Lion Selection Group Net Interest Margin (Bank Only) % Historical Data

* Premium members only.

The historical data trend for Lion Selection Group's Net Interest Margin (Bank Only) % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Lion Selection Group Net Interest Margin (Bank Only) % Chart

Lion Selection Group Annual Data
Trend Jul16 Jul17 Jul18 Jul19 Jul20 Jul21 Jul22 Jul23 Jul24 Jul25
Net Interest Margin (Bank Only) %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.13 0.30 3.34 5.95 6.08

Lion Selection Group Semi-Annual Data
Jul16 Jan17 Jul17 Jan18 Jul18 Jan19 Jul19 Jan20 Jul20 Jan21 Jul21 Jan22 Jul22 Jan23 Jul23 Jan24 Jul24 Jan25 Jul25 Jan26
Net Interest Margin (Bank Only) % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.20 5.98 5.81 5.71 5.87

ASX:LSX vs NEM, AU: Net Interest Margin (Bank Only) % Comparison

For the Gold subindustry, Lion Selection Group's Net Interest Margin (Bank Only) %, along with its competitors' market caps and Net Interest Margin (Bank Only) % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Lion Selection Group Net Interest Margin (Bank Only) % vs Metals & Mining Industry

For the Metals & Mining industry and Basic Materials sector, Lion Selection Group's Net Interest Margin (Bank Only) % distribution charts can be found below:

* The bar in red indicates where Lion Selection Group's Net Interest Margin (Bank Only) % falls into.


ASX:LSX
51GF Score
Lion Selection Group Ltd ASX:LSX
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Lion Selection Group Net Interest Margin (Bank Only) % Calculation

Net Interest Margin (Bank Only) % (NIM) is a measure of the difference between the interest income generated by banks or other financial institutions and the amount of interest paid out to their lenders (for example, deposits), relative to the amount of their interest-earning assets. It is usually calculated as a percentage of what the financial institution earns on loans in a time period and other assets minus the interest paid on borrowed funds divided by the average amount of the assets on which it earned income in that time period (the average earning assets).

Lion Selection Group's annualized Net Interest Margin (Bank Only) % for the fiscal year that ended in Jul. 2025 is calculated as

Net Interest Margin (Bank Only) %(A: Jul. 2025 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (A: Jul. 2024 ) + Earning Assets (A: Jul. 2025 ))/ count )
=2.259/( (44.24 + 30.101)/ 2 )
=2.259/37.1705
=6.08 %

where

Earning Assets(A: Jul. 2024 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 44.24
=44.24

Earning Assets(A: Jul. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 30.101
=30.101

Lion Selection Group's annualized Net Interest Margin (Bank Only) % for the quarter that ended in Jan. 2026 is calculated as

Net Interest Margin (Bank Only) %(Q: Jan. 2026 )
=(Interest Income + Interest Expense)/Average Earning Assets
=Net Interest Income (for Banks)/( (Earning Assets (Q: Jul. 2025 ) + Earning Assets (Q: Jan. 2026 ))/ count )
=1.908/( (30.101 + 34.901)/ 2 )
=1.908/32.501
=5.87 %

where

Earning Assets(Q: Jul. 2025 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 30.101
=30.101

Earning Assets(Q: Jan. 2026 )
=Money Market Investments + Net Loan + Securities & Investments
=0 + 0 + 34.901
=34.901

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: Interest Expense is the negative value.

In the calculation of annual Net Interest Margin (Bank Only) %, the Net Interest Income (for Banks) of the last fiscal year and the average earning assets over the fiscal year are used. In calculating the quarterly data, the Net Interest Income (for Banks) data used here is two times the semi-annual (Jan. 2026) net interest income data. Net Interest Margin (Bank Only) % is displayed in the 30-year financial page for Banks.

What does a Net Interest Margin (Bank Only) % of 5.87% mean?
Lion Selection Group (ASX:LSX) has a Net Interest Margin (Bank Only) % of 5.87% as of Jan. 2026. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Lion Selection Group and its competitors.
Is Lion Selection Group's Net Interest Margin (Bank Only) % too high?
Lion Selection Group's current Net Interest Margin (Bank Only) % is 5.87%. Overall, Lion Selection Group has a GF Score™ of 51/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Lion Selection Group's Net Interest Margin (Bank Only) % compare to NEM and AU?
Lion Selection Group's Net Interest Margin (Bank Only) % of 5.87% can be compared against companies in the Metals & Mining industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Interest Margin (Bank Only) % for a Metals & Mining company?
A good Net Interest Margin (Bank Only) % depends on the Metals & Mining industry context. However, Net Interest Margin (Bank Only) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Interest Margin (Bank Only) % mean?
A high Net Interest Margin (Bank Only) % can signal that a stock is expensive relative to its fundamentals. Net interest margin is the ratio of a bank's net interest income to its average two-period earning assets. View historical data on Lion Selection Group and its competitors. Lion Selection Group's current Net Interest Margin (Bank Only) % is 5.87%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lion Selection Group stock overvalued right now?
Based on GuruFocus' analysis, Lion Selection Group (ASX:LSX) is currently considered Possible Value Trap. The stock's GF Value™ is A$9.16, compared to a current price of A$0.83 — trading 91% below its estimated fair value. The current Net Interest Margin (Bank Only) % is 5.87%. Lion Selection Group's overall GF Score™ is 51/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Interest Margin (Bank Only) % calculated?
Net Interest Margin (Bank Only) % is calculated from a company's financial statements. For Lion Selection Group (ASX:LSX), the current Net Interest Margin (Bank Only) % is 5.87% as of Jan. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lion Selection Group (ASX:LSX) Overvalued in 2026?

Based on GuruFocus' analysis, Lion Selection Group stock appears to be undervalued. The current stock price of A$0.83 is trading 91% below its estimated GF Value™ of A$9.16. GuruFocus considers Lion Selection Group to be Possible Value Trap.

Key valuation signals for ASX:LSX:

  • Net Interest Margin (Bank Only) %: 5.87%
  • GF Value™: A$9.16 vs. price of A$0.83 (91% below fair value)
  • GF Score™: 51/100 with 2 warning signs

No single metric tells the full story. See the ASX:LSX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lion Selection Group Business Description

Address 175 Flinders Street, Level 2, Melbourne, VIC, AUS, 3000
Lion Selection Group Ltd is a mining investment company. The company invests in junior resource companies, providing venture capital to carefully selected mining and exploration companies with development projects. It invests only in small and medium mining and exploration companies with gold and base metal activities in Australia, Africa, and Asia. Its project includes the Pani Gold Project.
51GF Score

Get the complete analysis for ASX:LSX

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.83
Price
A$9.16
GF Value