United Credit (BOM:531091) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BOM:531091 United Credit Ltd BOM:531091
69 GF Score
Price ₹26.01
GF Value ₹27.49
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is United Credit Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

BOM:531091
69GF Score
United Credit Ltd BOM:531091
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is United Credit (BOM:531091) Overvalued in 2026?

Based on GuruFocus' analysis, United Credit stock appears to be undervalued. The current stock price of ₹26.01 is trading 5.4% below its estimated GF Value™ of ₹27.49. GuruFocus considers United Credit to be Fairly Valued.

Key valuation signals for BOM:531091:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: ₹27.49 vs. price of ₹26.01 (5.4% below fair value)
  • GF Score™: 69/100 with 5 warning signs

No single metric tells the full story. See the BOM:531091 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


United Credit Business Description

Address 27B, Camac Street, 8th Floor, Kolkata, WB, IND, 700016
United Credit Ltd is an Indian (NBFC) non-banking financial company. The business is engaged in the lease, hire purchase, consumer financing, investment, and capital market operations. The company's operating segments include: Financing activity and Renting activity. The company derives substantial revenue from the Financing Activity.
69GF Score

Get the complete analysis for BOM:531091

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹26.01
Price
₹27.49
GF Value