CarMax (BSP:K1MX34) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BSP:K1MX34 CarMax Inc BSP:K1MX34
51 GF Score
Price R$149.10
GF Value R$161.91
Valuation Fairly Valued
! 7 Warning Signs
View Full Analysis

What is CarMax Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

BSP:K1MX34
51GF Score
CarMax Inc BSP:K1MX34
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is CarMax (BSP:K1MX34) Overvalued in 2026?

Based on GuruFocus' analysis, CarMax stock appears to be undervalued. The current stock price of R$149.10 is trading 7.9% below its estimated GF Value™ of R$161.91. GuruFocus considers CarMax to be Fairly Valued.

Key valuation signals for BSP:K1MX34:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: R$161.91 vs. price of R$149.10 (7.9% below fair value)
  • GF Score™: 51/100 with 7 warning signs

No single metric tells the full story. See the BSP:K1MX34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

CarMax Business Description

Address 12800 Tuckahoe Creek Parkway, Richmond, VA, USA, 23238
CarMax sells, finances, and services used and new cars through a chain of over about 260 retail stores. It was formed in 1993 as a unit of Circuit City and spun off into an independent company in late 2002. Used-vehicle sales were 80% of fiscal 2026 revenue and wholesale about 17%, with the remaining portion composed of extended service plans and repair. In fiscal 2026, the company retailed and wholesaled 780,684 and 538,203 used vehicles, respectively. CarMax is the largest used-vehicle retailer in the US, but still estimates that it had only about 3.6% US market share of vehicles zero to 10 years old in calendar 2025. CarMax is based in Richmond, Virginia.
51GF Score

Get the complete analysis for BSP:K1MX34

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$149.10
Price
R$161.91
GF Value