BYCRF (BayCurrent) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BYCRF BayCurrent Inc BYCRF
91 GF Score
Price $38.76
GF Value $54.47
Valuation Modestly Undervalued
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What is BayCurrent Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

BYCRF
91GF Score
BayCurrent Inc BYCRF
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is BayCurrent (BYCRF) Overvalued in 2026?

Based on GuruFocus' analysis, BayCurrent stock appears to be undervalued. The current stock price of $38.76 is trading 28.8% below its estimated GF Value™ of $54.47. GuruFocus considers BayCurrent to be Modestly Undervalued.

Key valuation signals for BYCRF:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: $54.47 vs. price of $38.76 (28.8% below fair value)
  • GF Score™: 91/100

No single metric tells the full story. See the BYCRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

BayCurrent Business Description

Other Exchanges 6532:Japan
Address 1-3-1 Azabudai, Azabudai Hills Mori JP Tower, Minato-ku, Tokyo, JPN, 106-0041
BayCurrent Consulting is a Japanese IT consulting firm specializing in digital transformation implementation. The company deployed 5,590 consultants at the end of fiscal 2026 to execute IT modernization, data analytics, and artificial intelligence projects for enterprise clients. Unlike traditional strategy firms, BayCurrent focuses on project execution, with consultants embedded in client organizations to deliver outcomes. The firm serves a variety of industries, with financial services and manufacturing each accounting for 20% to 25% of revenue. Its one-pool staffing model enables flexible consultant allocation across industries and helps the company maintain a high utilization rate, thereby achieving a higher profitability than peers.
91GF Score

Get the complete analysis for BYCRF

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$38.76
Price
$54.47
GF Value