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BayCurrentBYCRF -11.20%91 Return-on-Tangible-Equity is 45.12% as of May. 2026, which is 29% below its 10-year median of 63.50. GuruFocus rates BYCRF with a GF Score™ of 91/100 and a GF Value™ of $50.47 (Modestly Undervalued). Among 1,009 Business Services companies, BayCurrent ranks better than 84.24% on this metric.
Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. BayCurrent's annualized net income for the quarter that ended in May. 2026 was $271 Mil. BayCurrent's average shareholder tangible equity for the quarter that ended in May. 2026 was $602 Mil. Therefore, BayCurrent's annualized Return-on-Tangible-Equity for the quarter that ended in May. 2026 was 45.12%.
The historical rank and industry rank for BayCurrent's Return-on-Tangible-Equity or its related term are showing as below:
BYCRF'
s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 43.77 Med: 63.5 Max: 143.98
Current: 45.56
During the past 11 years, BayCurrent's highest Return-on-Tangible-Equity was 143.98%. The lowest was 43.77%. And the median was 63.50%.
BYCRF's Return-on-Tangible-Equity is ranked better than 84.24% of 1009
companies
in the Business Services industry
Industry Median: 10.71
vs BYCRF: 45.56
Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.
Be Aware
Net Income is used.
Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.
Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.
BayCurrent Return-on-Tangible-Equity Related Terms
BayCurrent Return-on-Tangible-Equity Historical Data
* Premium members only.
The historical data trend for BayCurrent's Return-on-Tangible-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BYCRF vs VRSK, EFX, BAH: Return-on-Tangible-Equity Comparison
For the Consulting Services subindustry, BayCurrent's Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
BayCurrent Return-on-Tangible-Equity vs Business Services Industry
For the Business Services industry and Industrials sector, BayCurrent's Return-on-Tangible-Equity distribution charts can be found below:
* The bar in red indicates where BayCurrent's Return-on-Tangible-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data,
the net income data used here is four times the quarterly (May. 2026) net income data.
Return-on-Tangible-Equity is displayed in the 10-year financial page.
What does a Return-on-Tangible-Equity of 45.12% mean?
BayCurrent (BYCRF) has a Return-on-Tangible-Equity of 45.12% as of May. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on BayCurrent and its competitors. This is 29% below median its historical median of 63.50. Over the past decade, BayCurrent's Return-on-Tangible-Equity has ranged from 43.77 to 143.98. According to the industry distribution chart, BayCurrent ranks #159 out of 1009 companies in the Business Services industry, placing it in the top 15.8%.
Is BayCurrent's Return-on-Tangible-Equity too high?
BayCurrent's current Return-on-Tangible-Equity of 45.12% is 29% below median its 10-year median of 63.50. Over the past 10 years, this metric has ranged from a low of 43.77 to a high of 143.98. The Business Services industry median Return-on-Tangible-Equity is 10.71. BayCurrent's value of 45.12% is 321.3% above this industry median. Based on the distribution chart, BayCurrent ranks #159 out of 1009 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, BayCurrent has a GF Score™ of 91/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BayCurrent's Return-on-Tangible-Equity compare to VRSK and EFX?
According to the Business Services industry distribution chart, BayCurrent ranks #159 out of 1009 companies for Return-on-Tangible-Equity. This places BayCurrent in the top 16% of its industry — outperforming the majority of peers. The industry median Return-on-Tangible-Equity is 10.71. BayCurrent's value of 45.12% is 321.3% above this benchmark. Historically, BayCurrent's own Return-on-Tangible-Equity has ranged from 43.77 to 143.98 over the past decade. While the company's 10-year median is 63.50 vs. the industry median of 10.71, BayCurrent has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Business Services company?
The median Return-on-Tangible-Equity among Business Services companies is 10.71, based on 1,009 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BayCurrent's current Return-on-Tangible-Equity of 45.12% is 321.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on BayCurrent and its competitors. For the Business Services industry, the median Return-on-Tangible-Equity is 10.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BayCurrent's current Return-on-Tangible-Equity is 45.12%, which is 29% below median its own 10-year median of 63.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BayCurrent stock overvalued right now?
Based on GuruFocus' analysis, BayCurrent (BYCRF) is currently considered Modestly Undervalued. The stock's GF Value™ is $50.47, compared to a current price of $38.76 — trading 23.2% below its estimated fair value. The current Return-on-Tangible-Equity is 45.12%, which is 29% below median its 10-year median of 63.50 and 321.3% above the Business Services industry median of 10.71. BayCurrent's overall GF Score™ is 91/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For BayCurrent (BYCRF), the current Return-on-Tangible-Equity is 45.12% as of May. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is BayCurrent (BYCRF) Overvalued in 2026?
Based on GuruFocus' analysis, BayCurrent stock appears to be undervalued.
The current stock price of $38.76 is trading 23.2% below its estimated GF Value™ of $50.47.
GuruFocus considers BayCurrent to be Modestly Undervalued.
Key valuation signals for BYCRF:
Return-on-Tangible-Equity: 45.12% (29% below median its 10-year median of 63.50)
GF Value™: $50.47 vs. price of $38.76 (23.2% below fair value)
Industry Position: 321.3% above the Business Services median (#159 of 1009)
No single metric tells the full story. See the BYCRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
BayCurrent Consulting is a Japanese IT consulting firm specializing in digital transformation implementation. The company deployed 5,590 consultants at the end of fiscal 2026 to execute IT modernization, data analytics, and artificial intelligence projects for enterprise clients. Unlike traditional strategy firms, BayCurrent focuses on project execution, with consultants embedded in client organizations to deliver outcomes. The firm serves a variety of industries, with financial services and manufacturing each accounting for 20% to 25% of revenue. Its one-pool staffing model enables flexible consultant allocation across industries and helps the company maintain a high utilization rate, thereby achieving a higher profitability than peers.
91GF Score
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Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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