BYCRF (BayCurrent) ROE %: 42.51% (As of Feb. 2026) — 18% Above Median


BYCRF BayCurrent Inc BYCRF
82 GF Score
Price $32.96
GF Value $52.19
Valuation Significantly Undervalued
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What is BayCurrent ROE %?

BayCurrent BYCRF 82 ROE % is 42.51% as of Feb. 2026, which is 18% above its 10-year median of 36.15. GuruFocus rates BYCRF with a GF Score™ of 82/100 and a GF Value™ of $52.19 (Significantly Undervalued). Among 1,058 Business Services companies, BayCurrent ranks better than 94.9% on this metric.

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. BayCurrent's annualized net income for the quarter that ended in Feb. 2026 was $304.2 Mil. BayCurrent's average Total Stockholders Equity over the quarter that ended in Feb. 2026 was $715.7 Mil. Therefore, BayCurrent's annualized ROE % for the quarter that ended in Feb. 2026 was 42.51%.

The historical rank and industry rank for BayCurrent's ROE % or its related term are showing as below:

BYCRF' s ROE % Range Over the Past 10 Years
Min: 11.54   Med: 36.15   Max: 46.96
Current: 36.73

During the past 11 years, BayCurrent's highest ROE % was 46.96%. The lowest was 11.54%. And the median was 36.15%.

BYCRF's ROE % is ranked better than
94.9% of 1058 companies
in the Business Services industry
Industry Median: 8.095 vs BYCRF: 36.73

BayCurrent  (OTCPK:BYCRF) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Feb. 2026 )
=Net Income/Total Stockholders Equity
=304.24/715.706
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(304.24 / 1093.372)*(1093.372 / 937.8405)*(937.8405 / 715.706)
=Net Margin %*Asset Turnover*Equity Multiplier
=27.83 %*1.1658*1.3104
=ROA %*Equity Multiplier
=32.44 %*1.3104
=42.51 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Feb. 2026 )
=Net Income/Total Stockholders Equity
=304.24/715.706
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (304.24 / 407.012) * (407.012 / 405.876) * (405.876 / 1093.372) * (1093.372 / 937.8405) * (937.8405 / 715.706)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.7475 * 1.0028 * 37.12 % * 1.1658 * 1.3104
=42.51 %

Note: The net income data used here is four times the quarterly (Feb. 2026) net income data. The Revenue data used here is four times the quarterly (Feb. 2026) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


BayCurrent ROE % Related Terms


BayCurrent ROE % Historical Data

* Premium members only.

The historical data trend for BayCurrent's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

BayCurrent ROE % Chart

BayCurrent Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
ROE %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 45.38 41.55 36.62 36.30 35.42

BayCurrent Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 43.00 38.92 32.79 32.96 42.51

BYCRF vs VRSK, EFX, BAH: ROE % Comparison

For the Consulting Services subindustry, BayCurrent's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


BayCurrent ROE % vs Business Services Industry

For the Business Services industry and Industrials sector, BayCurrent's ROE % distribution charts can be found below:

* The bar in red indicates where BayCurrent's ROE % falls into.


BYCRF
82GF Score
BayCurrent Inc BYCRF
ROE % is just one metric. See GF Score™, valuation, warning signs, and more.
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BayCurrent ROE % Calculation

BayCurrent's annualized ROE % for the fiscal year that ended in Feb. 2026 is calculated as

ROE %=Net Income (A: Feb. 2026 )/( (Total Stockholders Equity (A: Feb. 2025 )+Total Stockholders Equity (A: Feb. 2026 ))/ count )
=243.969/( (622.815+754.589)/ 2 )
=243.969/688.702
=35.42 %

BayCurrent's annualized ROE % for the quarter that ended in Feb. 2026 is calculated as

ROE %=Net Income (Q: Feb. 2026 )/( (Total Stockholders Equity (Q: Nov. 2025 )+Total Stockholders Equity (Q: Feb. 2026 ))/ count )
=304.24/( (676.823+754.589)/ 2 )
=304.24/715.706
=42.51 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Feb. 2026) net income data. ROE % is displayed in the 30-year financial page.

Frequently Asked Questions Learn more about ROE % →
What does a ROE % of 42.51% mean?
BayCurrent (BYCRF) has a ROE % of 42.51% as of Feb. 2026. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on BayCurrent and its competitors. This is 18% above median its historical median of 36.15. Over the past decade, BayCurrent's ROE % has ranged from 11.54 to 46.96. According to the industry distribution chart, BayCurrent ranks #54 out of 1058 companies in the Business Services industry, placing it in the top 5.1%.
Is BayCurrent's ROE % too high?
BayCurrent's current ROE % of 42.51% is 18% above median its 10-year median of 36.15. Over the past 10 years, this metric has ranged from a low of 11.54 to a high of 46.96. The Business Services industry median ROE % is 8.10. BayCurrent's value of 42.51% is 425.1% above this industry median. Based on the distribution chart, BayCurrent ranks #54 out of 1058 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, BayCurrent has a GF Score™ of 82/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does BayCurrent's ROE % compare to VRSK and EFX?
According to the Business Services industry distribution chart, BayCurrent ranks #54 out of 1058 companies for ROE %. This places BayCurrent in the top 5% of its industry — outperforming the majority of peers. The industry median ROE % is 8.10. BayCurrent's value of 42.51% is 425.1% above this benchmark. Historically, BayCurrent's own ROE % has ranged from 11.54 to 46.96 over the past decade. While the company's 10-year median is 36.15 vs. the industry median of 8.10, BayCurrent has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % for a Business Services company?
The median ROE % among Business Services companies is 8.10, based on 1,058 companies in the industry. Companies in the top quartile (top 25%) have a ROE % significantly above this median, while those in the bottom quartile fall well below. However, ROE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. BayCurrent's current ROE % of 42.51% is 425.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % mean?
A high ROE % can signal that a stock is expensive relative to its fundamentals. Return on equity is the ratio of current-period net income to average two-period total equity. View historical data on BayCurrent and its competitors. For the Business Services industry, the median ROE % is 8.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. BayCurrent's current ROE % is 42.51%, which is 18% above median its own 10-year median of 36.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is BayCurrent stock overvalued right now?
Based on GuruFocus' analysis, BayCurrent (BYCRF) is currently considered Significantly Undervalued. The stock's GF Value™ is $52.19, compared to a current price of $32.96 — trading 36.8% below its estimated fair value. The current ROE % is 42.51%, which is 18% above median its 10-year median of 36.15 and 425.1% above the Business Services industry median of 8.10. BayCurrent's overall GF Score™ is 82/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % calculated?
ROE % is calculated from a company's financial statements. For BayCurrent (BYCRF), the current ROE % is 42.51% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is BayCurrent (BYCRF) Overvalued in 2026?

Based on GuruFocus' analysis, BayCurrent stock appears to be undervalued. The current stock price of $32.96 is trading 36.8% below its estimated GF Value™ of $52.19. GuruFocus considers BayCurrent to be Significantly Undervalued.

Key valuation signals for BYCRF:

  • ROE %: 42.51% (18% above median its 10-year median of 36.15)
  • GF Value™: $52.19 vs. price of $32.96 (36.8% below fair value)
  • GF Score™: 82/100
  • Industry Position: 425.1% above the Business Services median (#54 of 1058)

No single metric tells the full story. See the BYCRF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


BayCurrent Business Description

Other Exchanges 6532:Japan
Address 1-3-1 Azabudai, Azabudai Hills Mori JP Tower, Minato-ku, Tokyo, JPN, 106-0041
BayCurrent Consulting is a Japanese IT consulting firm specializing in digital transformation implementation. The company deployed 5,590 consultants at the end of fiscal 2026 to execute IT modernization, data analytics, and artificial intelligence projects for enterprise clients. Unlike traditional strategy firms, BayCurrent focuses on project execution, with consultants embedded in client organizations to deliver outcomes. The firm serves a variety of industries, with financial services and manufacturing each accounting for 20% to 25% of revenue. Its one-pool staffing model enables flexible consultant allocation across industries and helps the company maintain a high utilization rate, thereby achieving a higher profitability than peers.
82GF Score

Get the complete analysis for BYCRF

ROE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$32.96
Price
$52.19
GF Value