Aiful (FRA:AAU) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:AAU Aiful Corp FRA:AAU
65 GF Score
Price €2.40
GF Value €2.81
! 5 Warning Signs
View Full Analysis

What is Aiful Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

FRA:AAU
65GF Score
Aiful Corp FRA:AAU
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Aiful (FRA:AAU) Overvalued in 2026?

Based on GuruFocus' analysis, Aiful stock appears to be undervalued. The current stock price of €2.40 is trading 14.6% below its estimated GF Value™ of €2.81.

Key valuation signals for FRA:AAU:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €2.81 vs. price of €2.40 (14.6% below fair value)
  • GF Score™: 65/100 with 5 warning signs

No single metric tells the full story. See the FRA:AAU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Aiful Business Description

Other Exchanges 547A:Japan
Address 381-1, Takasago-cho Gojo-Agaru, Karasuma-Dori, Shimogyo-ku, Kyoto, JPN, 600-8420
Muninova Holdings Inc is focused on the management and administration of group companies engaged in consumer finance, credit card, and related businesses.
65GF Score

Get the complete analysis for FRA:AAU

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€2.40
Price
€2.81
GF Value