Sitoy Group Holdings (HKSE:01023) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HKSE:01023 Sitoy Group Holdings Ltd HKSE:01023
37 GF Score
Price HK$0.47
GF Value HK$0.52
Valuation Modestly Undervalued
! 4 Warning Signs
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What is Sitoy Group Holdings Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

HKSE:01023
37GF Score
Sitoy Group Holdings Ltd HKSE:01023
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Sitoy Group Holdings (HKSE:01023) Overvalued in 2026?

Based on GuruFocus' analysis, Sitoy Group Holdings stock appears to be undervalued. The current stock price of HK$0.47 is trading 10.6% below its estimated GF Value™ of HK$0.52. GuruFocus considers Sitoy Group Holdings to be Modestly Undervalued.

Key valuation signals for HKSE:01023:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: HK$0.52 vs. price of HK$0.47 (10.6% below fair value)
  • GF Score™: 37/100 with 4 warning signs

No single metric tells the full story. See the HKSE:01023 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Sitoy Group Holdings Business Description

Address 164 Wai Yip Street, 9th Floor, Sitoy Tower, Kowloon, Kwun Tong, Hong Kong, HKG
Sitoy Group Holdings Ltd engages in the design, development, manufacture, retail, and wholesale of handbags, small leather goods, travel goods, and footwear, along with advertising, marketing services, and property investment. The Group owns TUSCAN'S, Fashion and Joy, and Duffy, offering bags, leather goods, shoes, clothing, and accessories. It operates through Retail, Manufacturing for resale, and Property Investment segments. Retail covers retail and wholesale of owned or licensed brands and marketing services, while Manufacturing produces handbags, small leather goods, and travel goods for resale by others. Property Investment focuses on office spaces for rental income or capital appreciation, with revenue mainly generated in the Chinese Mainland, Hong Kong, Macau, and other regions.
37GF Score

Get the complete analysis for HKSE:01023

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.47
Price
HK$0.52
GF Value