Sitoy Group HoldingsHKSE:01023 41 Cash-to-Debt is 20.20 as of Dec. 2025, which is 133% above its 10-year median of 8.66. GuruFocus rates HKSE:01023 with a GF Score™ of 41/100 and a GF Value™ of HK$0.53 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 1,038 Manufacturing - Apparel & Accessories companies, Sitoy Group Holdings ranks better than 89.79% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Sitoy Group Holdings's cash to debt ratio for the quarter that ended in Dec. 2025 was 20.20.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Sitoy Group Holdingscould pay off its debt using the cash in hand for the quarter that ended in Dec. 2025.
The historical rank and industry rank for Sitoy Group Holdings's Cash-to-Debt or its related term are showing as below:
HKSE:01023'
s Cash-to-Debt Range Over the Past 10 Years
Min: 1.5 Med: 8.66 Max: No Debt
Current: 20.2
During the past 13 years, Sitoy Group Holdings's highest Cash to Debt Ratio was No Debt. The lowest was 1.50. And the median was 8.66.
HKSE:01023's Cash-to-Debt is ranked better than 89.79% of 1038
companies
in the Manufacturing - Apparel & Accessories industry
Industry Median: 0.465
vs HKSE:01023: 20.20
Sitoy Group Holdings (HKSE:01023) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Sitoy Group Holdings Cash-to-Debt Related Terms
Sitoy Group Holdings Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Sitoy Group Holdings's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
HKSE:01023 vs NKE, DECK, ONON: Cash-to-Debt Comparison
For the Footwear & Accessories subindustry, Sitoy Group Holdings's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Sitoy Group Holdings Cash-to-Debt vs Manufacturing - Apparel & Accessories Industry
For the Manufacturing - Apparel & Accessories industry and Consumer Cyclical sector, Sitoy Group Holdings's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Sitoy Group Holdings's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Sitoy Group Holdings (HKSE:01023) has a Cash-to-Debt of 20.20 as of Dec. 2025. This is 133% above median its historical median of 8.66. Over the past decade, Sitoy Group Holdings' Cash-to-Debt has ranged from 1.50 to 10,000.00. According to the industry distribution chart, Sitoy Group Holdings ranks #106 out of 1038 companies in the Manufacturing - Apparel & Accessories industry, placing it in the top 10.2%.
Is Sitoy Group Holdings' Cash-to-Debt too high?
Sitoy Group Holdings' current Cash-to-Debt of 20.20 is 133% above median its 10-year median of 8.66. Over the past 10 years, this metric has ranged from a low of 1.50 to a high of 10,000.00. The Manufacturing - Apparel & Accessories industry median Cash-to-Debt is 0.47. Sitoy Group Holdings' value of 20.20 is 4244.1% above this industry median. Based on the distribution chart, Sitoy Group Holdings ranks #106 out of 1038 companies in the Manufacturing - Apparel & Accessories industry, which is in the top quartile — a strong position relative to peers. Overall, Sitoy Group Holdings has a GF Score™ of 41/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Sitoy Group Holdings' Cash-to-Debt compare to NKE and DECK?
According to the Manufacturing - Apparel & Accessories industry distribution chart, Sitoy Group Holdings ranks #106 out of 1038 companies for Cash-to-Debt. This places Sitoy Group Holdings in the top 10% of its industry — outperforming the majority of peers. The industry median Cash-to-Debt is 0.47. Sitoy Group Holdings' value of 20.20 is 4244.1% above this benchmark. Historically, Sitoy Group Holdings' own Cash-to-Debt has ranged from 1.50 to 10,000.00 over the past decade. While the company's 10-year median is 8.66 vs. the industry median of 0.47, Sitoy Group Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Manufacturing - Apparel & Accessories company?
The median Cash-to-Debt among Manufacturing - Apparel & Accessories companies is 0.47, based on 1,038 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Sitoy Group Holdings's current Cash-to-Debt of 20.20 is 4244.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Manufacturing - Apparel & Accessories industry, the median Cash-to-Debt is 0.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Sitoy Group Holdings's current Cash-to-Debt is 20.20, which is 133% above median its own 10-year median of 8.66. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Sitoy Group Holdings stock overvalued right now?
Based on GuruFocus' analysis, Sitoy Group Holdings (HKSE:01023) is currently considered Modestly Undervalued. The stock's GF Value™ is HK$0.53, compared to a current price of HK$0.47 — trading 11.3% below its estimated fair value. The current Cash-to-Debt is 20.20, which is 133% above median its 10-year median of 8.66 and 4244.1% above the Manufacturing - Apparel & Accessories industry median of 0.47. Sitoy Group Holdings' overall GF Score™ is 41/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Sitoy Group Holdings (HKSE:01023), the current Cash-to-Debt is 20.20 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Sitoy Group Holdings (HKSE:01023) Overvalued in 2026?
Based on GuruFocus' analysis, Sitoy Group Holdings stock appears to be undervalued.
The current stock price of HK$0.47 is trading 11.3% below its estimated GF Value™ of HK$0.53.
GuruFocus considers Sitoy Group Holdings to be Modestly Undervalued.
Key valuation signals for HKSE:01023:
Cash-to-Debt: 20.20 (133% above median its 10-year median of 8.66)
GF Value™: HK$0.53 vs. price of HK$0.47 (11.3% below fair value)
Industry Position: 4244.1% above the Manufacturing - Apparel & Accessories median (#106 of 1038)
No single metric tells the full story. See the HKSE:01023 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Sitoy Group Holdings Ltd engages in the design, development, manufacture, retail, and wholesale of handbags, small leather goods, travel goods, and footwear, along with advertising, marketing services, and property investment. The Group owns TUSCAN'S, Fashion and Joy, and Duffy, offering bags, leather goods, shoes, clothing, and accessories. It operates through Retail, Manufacturing for resale, and Property Investment segments. Retail covers retail and wholesale of owned or licensed brands and marketing services, while Manufacturing produces handbags, small leather goods, and travel goods for resale by others. Property Investment focuses on office spaces for rental income or capital appreciation, with revenue mainly generated in the Chinese Mainland, Hong Kong, Macau, and other regions.
41GF Score
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